Greenville mortgage approval rate & lending review
Greenville decided 578 mortgage applications and funded 327 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Greenville reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Greenville at a glance
Approval is 10.4 points below the 69.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 81 / 104 | 90% | $305K | 73 |
| Home improvement loans | 53% | 170 / 323 | 99% | $65K | 169 |
| Cash-out refinance | 65% | 46 / 71 | 87% | $205K | 40 |
| Refinance | 53% | 26 / 49 | 96% | $125K | 25 |
Greenville lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| South Carolina | 60% | $65K | 575 | 327 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Greenville lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Greenville County, SC | Home improvement loans | 54% | 262 | 141 |
| Greenville County, SC | Cash-out refinance | 63% | 63 | 34 |
| Greenville County, SC | Refinance | 57% | 40 | 23 |
| Spartanburg County, SC | Home improvement loans | 56% | 34 | 19 |
The county markets where Greenville made the most loans. Each link opens that market with every lender ranked.
Questions about Greenville
What is Greenville's mortgage approval rate?
Greenville approved 59.5% of the 578 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.4 points below the 69.9% national rate for the same mix of loan types.
How often do borrowers take the loan Greenville offers?
Borrowers accepted 95% of the loans Greenville approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Greenville make?
The typical home improvement loan loan Greenville made was $65K; across all loan types its typical loan ran from $65K to $305K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Greenville lend?
Greenville decided applications in 4 of the states Fat Boy Data covers, most of them in South Carolina, Indiana and North Carolina.
Can I apply to Greenville directly?
Yes. Greenville is a bank or credit union with 4 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Greenville's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Greenville treats applications, then get a rate quote from the lender.