Griffin Funding, Inc. mortgage approval rate & lending review
Griffin Funding, Inc. decided 270 mortgage applications and funded 182 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Griffin Funding, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Griffin Funding, Inc. at a glance
Approval is 2.4 points below the 77.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 79% | 37 / 47 | 95% | $515K | 35 |
| Cash-out refinance | 64% | 44 / 69 | 95% | $205K | 42 |
| Refinance | 73% | 27 / 37 | 78% | $275K | 21 |
| Investment property purchase | 92% | 23 / 25 | 91% | $215K | 21 |
| Investment cash-out refinance | 76% | 25 / 33 | 84% | $245K | 21 |
| Investment refinance | 78% | 46 / 59 | 91% | $235K | 42 |
Griffin Funding, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 65% | $255K | 49 | 26 |
| Texas | 76% | $355K | 34 | 25 |
| Florida | 81% | $215K | 32 | 22 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Griffin Funding, Inc.
What is Griffin Funding, Inc.'s mortgage approval rate?
Griffin Funding, Inc. approved 74.8% of the 270 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 2.4 points below the 77.2% national rate for the same mix of loan types.
How often do borrowers take the loan Griffin Funding, Inc. offers?
Borrowers accepted 90% of the loans Griffin Funding, Inc. approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Griffin Funding, Inc. make?
The typical cash-out refinance loan Griffin Funding, Inc. made was $205K; across all loan types its typical loan ran from $205K to $515K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Griffin Funding, Inc. lend?
Griffin Funding, Inc. decided applications in 40 of the states Fat Boy Data covers, most of them in California, Texas and Florida.
Can I apply to Griffin Funding, Inc. directly?
Yes. Griffin Funding, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Griffin Funding, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Griffin Funding, Inc. treats applications, then get a rate quote from the lender.