Guaranty Bank & Trust Company of Delhi, Louisiana mortgage approval rate & lending review
Guaranty Bank & Trust Company of Delhi, Louisiana decided 539 mortgage applications and funded 505 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Guaranty Bank & Trust Company of Delhi, Louisiana reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Guaranty Bank & Trust Company of Delhi, Louisiana at a glance
Approval is 16.7 points above the 81.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 98% | 268 / 273 | 96% | $115K | 258 |
| Investment refinance | 99% | 190 / 192 | 96% | $85K | 182 |
| Investment home improvement | 100% | 31 / 31 | 100% | $45K | 31 |
Guaranty Bank & Trust Company of Delhi, Louisiana lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 98% | $115K | 535 | 501 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Guaranty Bank & Trust Company of Delhi, Louisiana lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ouachita Parish, LA | Investment property purchase | 98% | 267 | 252 |
| Ouachita Parish, LA | Investment refinance | 99% | 191 | 181 |
| Ouachita Parish, LA | Refinance | 90% | 20 | 18 |
The county markets where Guaranty Bank & Trust Company of Delhi, Louisiana made the most loans. Each link opens that market with every lender ranked.
Questions about Guaranty Bank & Trust Company of Delhi, Louisiana
What is Guaranty Bank & Trust Company of Delhi, Louisiana's mortgage approval rate?
Guaranty Bank & Trust Company of Delhi, Louisiana approved 98.0% of the 539 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 16.7 points above the 81.3% national rate for the same mix of loan types.
How often do borrowers take the loan Guaranty Bank & Trust Company of Delhi, Louisiana offers?
Borrowers accepted 96% of the loans Guaranty Bank & Trust Company of Delhi, Louisiana approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Guaranty Bank & Trust Company of Delhi, Louisiana make?
The typical investment property mortgage loan Guaranty Bank & Trust Company of Delhi, Louisiana made was $115K; across all loan types its typical loan ran from $45K to $115K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Guaranty Bank & Trust Company of Delhi, Louisiana lend?
Guaranty Bank & Trust Company of Delhi, Louisiana decided applications in 3 of the states Fat Boy Data covers, most of them in Louisiana, Arkansas and Texas.
Can I apply to Guaranty Bank & Trust Company of Delhi, Louisiana directly?
Yes. Guaranty Bank & Trust Company of Delhi, Louisiana is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Guaranty Bank & Trust Company of Delhi, Louisiana's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Guaranty Bank & Trust Company of Delhi, Louisiana treats applications, then get a rate quote from the lender.