Lender profile · HMDA 2023–2025
GuardHill Financial Corp. mortgage approval rates & lending data
GuardHill Financial Corp. decided 492 mortgage applications and funded 473 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 366 / 379 | 100% | $585K | 365 |
| Cash-out refinance | 97% | 37 / 38 | 100% | $505K | 37 |
| Investment property purchase | 94% | 33 / 35 | 100% | $665K | 33 |
GuardHill Financial Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 96% | $495K | 349 | 335 |
| New Jersey | 100% | $645K | 46 | 46 |
| California | 93% | $1.85M | 27 | 25 |
| Florida | 96% | $635K | 26 | 25 |
| Connecticut | 87% | $815K | 15 | 13 |
| Massachusetts | 100% | $755K | 8 | 8 |
| Tennessee | 100% | $765K | 4 | 4 |
| Texas | 100% | $495K | 4 | 4 |
| Virginia | 100% | $1.21M | 4 | 4 |
| Illinois | 100% | $755K | 3 | 3 |
| Pennsylvania | 100% | $285K | 3 | 3 |
| Maryland | 100% | $515K | 2 | 2 |
| Rhode Island | 100% | $1.23M | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.