GuardHill Financial Corp. mortgage approval rate & lending review
GuardHill Financial Corp. decided 492 mortgage applications and funded 473 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions GuardHill Financial Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to guardhill.com.
GuardHill Financial Corp. at a glance
Approval is 11.2 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 366 / 379 | 100% | $585K | 365 |
| Cash-out refinance | 97% | 37 / 38 | 100% | $505K | 37 |
| Investment property purchase | 94% | 33 / 35 | 100% | $665K | 33 |
GuardHill Financial Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 96% | $495K | 349 | 335 |
| New Jersey | 100% | $645K | 46 | 46 |
| California | 93% | $1.85M | 27 | 25 |
| Florida | 96% | $635K | 26 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where GuardHill Financial Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| New York County, NY | Mortgage lenders | 96% | 122 | 116 |
The county markets where GuardHill Financial Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about GuardHill Financial Corp.
What is GuardHill Financial Corp.'s mortgage approval rate?
GuardHill Financial Corp. approved 96.3% of the 492 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.2 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan GuardHill Financial Corp. offers?
Borrowers accepted 100% of the loans GuardHill Financial Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does GuardHill Financial Corp. make?
The typical home purchase mortgage loan GuardHill Financial Corp. made was $585K; across all loan types its typical loan ran from $505K to $665K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does GuardHill Financial Corp. lend?
GuardHill Financial Corp. decided applications in 13 of the states Fat Boy Data covers, most of them in New York, New Jersey and California.
Can I apply to GuardHill Financial Corp. directly?
Yes. GuardHill Financial Corp. reports as a direct lender that takes applications from borrowers. Its website is guardhill.com.
Does this page show GuardHill Financial Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how GuardHill Financial Corp. treats applications, then get a rate quote from the lender.