Hancock County Savings Bank, Fsb, Inc. mortgage approval rate & lending review
Hancock County Savings Bank, Fsb, Inc. decided 442 mortgage applications and funded 351 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hancock County Savings Bank, Fsb, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Hancock County Savings Bank, Fsb, Inc. at a glance
Approval is 3.8 points above the 77.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 178 / 209 | 99% | $115K | 176 |
| Home improvement loans | 74% | 93 / 125 | 96% | $45K | 89 |
| Refinance | 83% | 60 / 72 | 98% | $125K | 59 |
Hancock County Savings Bank, Fsb, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 81% | $115K | 342 | 273 |
| Pennsylvania | 81% | $145K | 100 | 78 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hancock County Savings Bank, Fsb, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Columbiana County, OH | Mortgage lenders | 88% | 168 | 145 |
| Columbiana County, OH | Home improvement loans | 69% | 93 | 63 |
| Columbiana County, OH | Refinance | 84% | 50 | 41 |
| Beaver County, PA | Mortgage lenders | 70% | 30 | 21 |
The county markets where Hancock County Savings Bank, Fsb, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Hancock County Savings Bank, Fsb, Inc.
What is Hancock County Savings Bank, Fsb, Inc.'s mortgage approval rate?
Hancock County Savings Bank, Fsb, Inc. approved 81.2% of the 442 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.8 points above the 77.4% national rate for the same mix of loan types.
How often do borrowers take the loan Hancock County Savings Bank, Fsb, Inc. offers?
Borrowers accepted 98% of the loans Hancock County Savings Bank, Fsb, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hancock County Savings Bank, Fsb, Inc. make?
The typical home purchase mortgage loan Hancock County Savings Bank, Fsb, Inc. made was $115K; across all loan types its typical loan ran from $45K to $125K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hancock County Savings Bank, Fsb, Inc. lend?
Hancock County Savings Bank, Fsb, Inc. decided applications in 2 of the states Fat Boy Data covers, most of them in Ohio and Pennsylvania.
Can I apply to Hancock County Savings Bank, Fsb, Inc. directly?
Yes. Hancock County Savings Bank, Fsb, Inc. is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Hancock County Savings Bank, Fsb, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hancock County Savings Bank, Fsb, Inc. treats applications, then get a rate quote from the lender.