Haverhill Bank mortgage approval rate & lending review
Haverhill Bank decided 283 mortgage applications and funded 216 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Haverhill Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Haverhill Bank at a glance
Approval is 0.1 points above the 79.0% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 116 / 136 | 97% | $385K | 112 |
| Home improvement loans | 65% | 35 / 54 | 91% | $65K | 32 |
| Cash-out refinance | 71% | 24 / 34 | 100% | $205K | 24 |
| Investment property purchase | 80% | 24 / 30 | 100% | $305K | 24 |
Haverhill Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Massachusetts | 76% | $385K | 144 | 107 |
| New Hampshire | 82% | $385K | 134 | 105 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Haverhill Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Rockingham County, NH | Mortgage lenders | 88% | 64 | 53 |
| Essex County, MA | Home improvement loans | 63% | 35 | 20 |
The county markets where Haverhill Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Haverhill Bank
What is Haverhill Bank's mortgage approval rate?
Haverhill Bank approved 79.2% of the 283 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 0.1 points above the 79.0% national rate for the same mix of loan types.
How often do borrowers take the loan Haverhill Bank offers?
Borrowers accepted 96% of the loans Haverhill Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Haverhill Bank make?
The typical home purchase mortgage loan Haverhill Bank made was $385K; across all loan types its typical loan ran from $65K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Haverhill Bank lend?
Haverhill Bank decided applications in 3 of the states Fat Boy Data covers, most of them in Massachusetts, New Hampshire and Maine.
Can I apply to Haverhill Bank directly?
Yes. Haverhill Bank is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Haverhill Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Haverhill Bank treats applications, then get a rate quote from the lender.