Lender profile · HMDA 2023–2025
Heritage Bank National Association mortgage approval rates & lending data
Heritage Bank National Association decided 579 mortgage applications and funded 514 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 463 / 508 | 99% | $325K | 458 |
Heritage Bank National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 92% | $145K | 130 | 118 |
| Minnesota | 93% | $245K | 84 | 75 |
| Texas | 89% | $545K | 61 | 53 |
| Florida | 97% | $565K | 29 | 27 |
| California | 76% | $915K | 25 | 19 |
| Arizona | 83% | $645K | 18 | 15 |
| South Dakota | 72% | $235K | 18 | 13 |
| Illinois | 81% | $255K | 16 | 13 |
| Pennsylvania | 93% | $285K | 14 | 13 |
| Colorado | 92% | $565K | 13 | 12 |
| Georgia | 85% | $495K | 13 | 11 |
| Massachusetts | 100% | $455K | 11 | 11 |
| Ohio | 91% | $515K | 11 | 10 |
| South Carolina | 100% | $315K | 11 | 10 |
| Washington | 91% | $785K | 11 | 10 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.