Hershey Federal Credit Union mortgage approval rate & lending review
Hershey Federal Credit Union decided 257 mortgage applications and funded 241 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hershey Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Hershey Federal Credit Union at a glance
Approval is 17.4 points above the 76.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Investment property purchase | 93% | 39 / 42 | 100% | $95K | 39 |
| Investment cash-out refinance | 94% | 130 / 138 | 100% | $115K | 130 |
| Investment refinance | 100% | 64 / 64 | 100% | $145K | 64 |
Hershey Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 94% | $115K | 257 | 241 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hershey Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Dauphin County, PA | Investment cash-out refinance | 92% | 61 | 56 |
| York County, PA | Investment cash-out refinance | 98% | 50 | 49 |
| Dauphin County, PA | Investment refinance | 100% | 32 | 32 |
| Dauphin County, PA | Investment property purchase | 90% | 30 | 27 |
The county markets where Hershey Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Hershey Federal Credit Union
What is Hershey Federal Credit Union's mortgage approval rate?
Hershey Federal Credit Union approved 94.2% of the 257 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.4 points above the 76.8% national rate for the same mix of loan types.
How often do borrowers take the loan Hershey Federal Credit Union offers?
Borrowers accepted 100% of the loans Hershey Federal Credit Union approved, against 92% for all investment cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hershey Federal Credit Union make?
The typical investment cash-out refinance loan Hershey Federal Credit Union made was $115K; across all loan types its typical loan ran from $95K to $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hershey Federal Credit Union lend?
Hershey Federal Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Pennsylvania.
Can I apply to Hershey Federal Credit Union directly?
Yes. Hershey Federal Credit Union is a bank or credit union with 3 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Hershey Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hershey Federal Credit Union treats applications, then get a rate quote from the lender.