Hinsdale Bank & Trust Company, National Association mortgage approval rate & lending review
Hinsdale Bank & Trust Company, National Association decided 363 mortgage applications and funded 340 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Hinsdale Bank & Trust Company, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Hinsdale Bank & Trust Company, National Association at a glance
Approval is 13.4 points above the 81.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 166 / 173 | 99% | $815K | 164 |
| Refinance | 94% | 75 / 80 | 96% | $885K | 72 |
| Investment property purchase | 100% | 45 / 45 | 100% | $305K | 45 |
| Investment refinance | 100% | 25 / 25 | 100% | $235K | 25 |
Hinsdale Bank & Trust Company, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 94% | $815K | 296 | 276 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Hinsdale Bank & Trust Company, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| DuPage County, IL | Refinance | 90% | 31 | 26 |
| DuPage County, IL | Investment property purchase | 100% | 22 | 22 |
The county markets where Hinsdale Bank & Trust Company, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Hinsdale Bank & Trust Company, National Association
What is Hinsdale Bank & Trust Company, National Association's mortgage approval rate?
Hinsdale Bank & Trust Company, National Association approved 95.0% of the 363 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.4 points above the 81.7% national rate for the same mix of loan types.
How often do borrowers take the loan Hinsdale Bank & Trust Company, National Association offers?
Borrowers accepted 99% of the loans Hinsdale Bank & Trust Company, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Hinsdale Bank & Trust Company, National Association make?
The typical home purchase mortgage loan Hinsdale Bank & Trust Company, National Association made was $815K; across all loan types its typical loan ran from $235K to $885K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Hinsdale Bank & Trust Company, National Association lend?
Hinsdale Bank & Trust Company, National Association decided applications in 19 of the states Fat Boy Data covers, most of them in Illinois, California and Florida.
Can I apply to Hinsdale Bank & Trust Company, National Association directly?
Yes. Hinsdale Bank & Trust Company, National Association is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Hinsdale Bank & Trust Company, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Hinsdale Bank & Trust Company, National Association treats applications, then get a rate quote from the lender.