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refinance lenders · HMDA 2023–2025

Refinance lenders in DuPage County, Illinois

Fat Boy Data analyzed mortgage refinance activity in DuPage County, Illinois, home to Naperville, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 7,766 applications were decided by 327 lenders between 2023 and 2025.

DuPage County at a glance

327Active lenders65 with 20+ decisions
80.8%Market approval rate6,279 of 7,766 decided
$335KTypical loanmedian lender, $10K brackets
96%Borrower take-up6,010 loans funded

How DuPage County compares

Approval rate compared
DuPage County80.8%Illinois78.8%All 616 counties76.5%
Typical loan compared
DuPage County$335KIllinois$285KAll 616 counties$295K

What the data shows

JPMorgan Chase Bank, National Association made the most mortgage refinances in DuPage County, IL, 409 of them.

Homeland Mortgage Company approved the highest share of applications among lenders with at least 20 decisions here, 100% of 43.

The typical mortgage refinance here is $335K, 18% larger than the Illinois typical of $285K.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%One lender: 23% approved of 26One lender: 29% approved of 192One lender: 38% approved of 114One lender: 39% approved of 36One lender: 43% approved of 54One lender: 53% approved of 283One lender: 55% approved of 29One lender: 56% approved of 27One lender: 57% approved of 69One lender: 59% approved of 41One lender: 61% approved of 105One lender: 65% approved of 31One lender: 66% approved of 95One lender: 71% approved of 103One lender: 72% approved of 302One lender: 73% approved of 73One lender: 74% approved of 213PNC Bank, National Association: 77% approved of 495Fifth Third Bank, National Association: 79% approved of 491One lender: 79% approved of 34One lender: 80% approved of 234One lender: 81% approved of 57One lender: 82% approved of 65One lender: 83% approved of 63Rocket Mortgage, LLC: 83% approved of 326One lender: 84% approved of 25One lender: 85% approved of 26One lender: 86% approved of 43One lender: 88% approved of 24One lender: 89% approved of 97One lender: 90% approved of 31One lender: 91% approved of 32One lender: 91% approved of 99One lender: 91% approved of 33United Wholesale Mortgage, LLC: 91% approved of 614One lender: 92% approved of 37One lender: 92% approved of 102One lender: 92% approved of 64One lender: 92% approved of 26JPMorgan Chase Bank, National Association: 93% approved of 449One lender: 93% approved of 43One lender: 93% approved of 88One lender: 93% approved of 76One lender: 94% approved of 34One lender: 95% approved of 84One lender: 96% approved of 45One lender: 96% approved of 23One lender: 96% approved of 74One lender: 97% approved of 31One lender: 97% approved of 35One lender: 97% approved of 281One lender: 98% approved of 40One lender: 98% approved of 56One lender: 98% approved of 133One lender: 99% approved of 163One lender: 100% approved of 43One lender: 100% approved of 32One lender: 100% approved of 28One lender: 100% approved of 25One lender: 100% approved of 24

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Refinance lenders in DuPage County

LenderApprovalApprovedTaken upTypical loanLoans made
1United Wholesale Mortgage, LLCBroker only91%561 / 61498%$375K549
2PNC Bank, National Association77%379 / 49598%$155K370
3Fifth Third Bank, National Association79%387 / 49198%$165K379
4JPMorgan Chase Bank, National Association93%417 / 44998%$345K409
5Rocket Mortgage, LLC83%272 / 32694%$325K255

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 322 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest mortgage refinance lenders in DuPage County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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Also active in DuPage County

First American BankThe Huntington National BankGuaranteed Rate, Inc.U.S. Bank National AssociationBank of America, National AssociationDiscover BankCompass Mortgage, Inc.Crosscountry Mortgage, LLCLakeview Loan Servicing, LLCThird Federal Savings And Loan Association Of ClevelandOld National BankGREENSTATE Credit UnionPennymac Loan Services, LLCFairway Independent Mortgage CorporationNewrez LLCBarrington Bank & Trust Company, National AssociationFreedom Mortgage CorporationGuild Mortgage Company LLCUnion Home Mortgage Corp.Citizens Bank, National AssociationAssociated Bank, National AssociationAmerican Pacific Mortgage CorporationMutual of Omaha Mortgage, Inc.Alliant Credit UnionLoandepot.Com, LLCThe Loan Store, Inc.Neighborhood Loans, Inc.Guidance Residential, LLCHomeland Mortgage CompanyNationstar Mortgage LLC

Other lending data for DuPage County

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Nearby markets

All lending in DuPage CountyCounty overviewRefinance across IllinoisStatewideCook CountyNearby countyKane CountyNearby countyKendall CountyNearby countyWill CountyNearby county