Home Bank, National Association mortgage approval rate & lending review
Home Bank, National Association decided 783 mortgage applications and funded 651 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Home Bank, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Home Bank, National Association at a glance
Approval is 7.9 points above the 82.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 285 / 314 | 89% | $255K | 255 |
| Cash-out refinance | 73% | 37 / 51 | 81% | $155K | 30 |
| Refinance | 82% | 32 / 39 | 91% | $165K | 29 |
| Investment property purchase | 95% | 171 / 180 | 96% | $235K | 165 |
| Investment cash-out refinance | 85% | 35 / 41 | 94% | $155K | 33 |
| Investment refinance | 96% | 129 / 134 | 96% | $95K | 124 |
Home Bank, National Association lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Home Bank, National Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lafayette Parish, LA | Mortgage lenders | 95% | 136 | 118 |
| East Baton Rouge Parish, LA | Investment property purchase | 96% | 52 | 49 |
| Lafayette Parish, LA | Investment property purchase | 95% | 44 | 41 |
| Orleans Parish, LA | Investment refinance | 95% | 39 | 37 |
| Orleans Parish, LA | Investment property purchase | 97% | 34 | 32 |
| Jefferson Parish, LA | Mortgage lenders | 94% | 34 | 29 |
| Orleans Parish, LA | Mortgage lenders | 84% | 43 | 29 |
| Jefferson Parish, LA | Investment refinance | 97% | 30 | 28 |
| St. Tammany Parish, LA | Mortgage lenders | 94% | 32 | 26 |
| Lafayette Parish, LA | Investment refinance | 96% | 23 | 22 |
| Jefferson Parish, LA | Investment property purchase | 88% | 26 | 21 |
| Lafayette Parish, LA | Refinance | 81% | 27 | 20 |
The county markets where Home Bank, National Association made the most loans. Each link opens that market with every lender ranked.
Questions about Home Bank, National Association
What is Home Bank, National Association's mortgage approval rate?
Home Bank, National Association approved 90.3% of the 783 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.9 points above the 82.4% national rate for the same mix of loan types.
How often do borrowers take the loan Home Bank, National Association offers?
Borrowers accepted 92% of the loans Home Bank, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Home Bank, National Association make?
The typical home purchase mortgage loan Home Bank, National Association made was $255K; across all loan types its typical loan ran from $95K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Home Bank, National Association lend?
Home Bank, National Association decided applications in 7 of the states Fat Boy Data covers, most of them in Louisiana, Texas and Alabama.
Can I apply to Home Bank, National Association directly?
Yes. Home Bank, National Association is a bank or credit union with 44 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Home Bank, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Home Bank, National Association treats applications, then get a rate quote from the lender.