Lender profile · HMDA 2023–2025
Home Federal Bank mortgage approval rates & lending data
Home Federal Bank decided 537 mortgage applications and funded 509 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 186 / 199 | 100% | $235K | 186 |
| Cash-out refinance | 91% | 83 / 91 | 100% | $75K | 83 |
| Refinance | 92% | 82 / 89 | 100% | $275K | 82 |
| Investment property purchase | 100% | 73 / 73 | 100% | $75K | 73 |
| Investment refinance | 100% | 57 / 57 | 100% | $105K | 57 |
Home Federal Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 95% | $235K | 528 | 500 |
| Texas | 100% | $205K | 2 | 2 |
| Alabama | 100% | $375K | 1 | 1 |
| Arkansas | 100% | $265K | 1 | 1 |
| Florida | 100% | $205K | 1 | 1 |
| Iowa | 100% | $585K | 1 | 1 |
| Mississippi | 100% | $155K | 1 | 1 |
| New York | 100% | $1M | 1 | 1 |
| North Carolina | 100% | $305K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.