Home Federal Savings Bank mortgage approval rate & lending review
Home Federal Savings Bank decided 321 mortgage applications and funded 292 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Home Federal Savings Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Home Federal Savings Bank at a glance
Approval is 7.0 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 245 / 258 | 100% | $335K | 245 |
| Home improvement loans | 81% | 25 / 31 | 100% | $35K | 25 |
Home Federal Savings Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Home Federal Savings Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Olmsted County, MN | Mortgage lenders | 94% | 204 | 191 |
| Olmsted County, MN | Home improvement loans | 83% | 24 | 20 |
The county markets where Home Federal Savings Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Home Federal Savings Bank
What is Home Federal Savings Bank's mortgage approval rate?
Home Federal Savings Bank approved 91.3% of the 321 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.0 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan Home Federal Savings Bank offers?
Borrowers accepted 100% of the loans Home Federal Savings Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Home Federal Savings Bank make?
The typical home purchase mortgage loan Home Federal Savings Bank made was $335K; across all loan types its typical loan ran from $35K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Home Federal Savings Bank lend?
Home Federal Savings Bank decided applications in 7 of the states Fat Boy Data covers, most of them in Minnesota, Wisconsin and Florida.
Can I apply to Home Federal Savings Bank directly?
Yes. Home Federal Savings Bank reports as a direct lender that takes applications from borrowers.
Does this page show Home Federal Savings Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Home Federal Savings Bank treats applications, then get a rate quote from the lender.