Homeland Bancshares, Inc. mortgage approval rate & lending review
Homeland Bancshares, Inc. decided 270 mortgage applications and funded 243 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Homeland Bancshares, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Homeland Bancshares, Inc. at a glance
Approval is 12.0 points above the 80.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 39 / 47 | 92% | $325K | 36 |
| Refinance | 87% | 40 / 46 | 100% | $105K | 40 |
| Investment property purchase | 97% | 75 / 77 | 95% | $115K | 71 |
| Investment refinance | 100% | 80 / 80 | 100% | $95K | 80 |
Homeland Bancshares, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 92% | $105K | 265 | 238 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Homeland Bancshares, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Ouachita Parish, LA | Investment refinance | 100% | 75 | 75 |
| Ouachita Parish, LA | Investment property purchase | 97% | 59 | 55 |
| Ouachita Parish, LA | Refinance | 86% | 43 | 37 |
| Ouachita Parish, LA | Mortgage lenders | 86% | 44 | 35 |
The county markets where Homeland Bancshares, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Homeland Bancshares, Inc.
What is Homeland Bancshares, Inc.'s mortgage approval rate?
Homeland Bancshares, Inc. approved 92.6% of the 270 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.0 points above the 80.5% national rate for the same mix of loan types.
How often do borrowers take the loan Homeland Bancshares, Inc. offers?
Borrowers accepted 97% of the loans Homeland Bancshares, Inc. approved, against 92% for all investment property refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Homeland Bancshares, Inc. make?
The typical investment property refinance loan Homeland Bancshares, Inc. made was $95K; across all loan types its typical loan ran from $95K to $325K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Homeland Bancshares, Inc. lend?
Homeland Bancshares, Inc. decided applications in 5 of the states Fat Boy Data covers, most of them in Louisiana, Texas and Florida.
Can I apply to Homeland Bancshares, Inc. directly?
Yes. Homeland Bancshares, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Homeland Bancshares, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Homeland Bancshares, Inc. treats applications, then get a rate quote from the lender.