Integrity Bank & Trust mortgage approval rate & lending review
Integrity Bank & Trust decided 277 mortgage applications and funded 262 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Integrity Bank & Trust reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Integrity Bank & Trust at a glance
Approval is 12.7 points above the 86.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 73 / 75 | 92% | $835K | 67 |
| Investment property purchase | 100% | 174 / 174 | 97% | $245K | 169 |
Integrity Bank & Trust lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Colorado | 99% | $245K | 274 | 259 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Integrity Bank & Trust lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| El Paso County, CO | Investment property purchase | 100% | 156 | 151 |
The county markets where Integrity Bank & Trust made the most loans. Each link opens that market with every lender ranked.
Questions about Integrity Bank & Trust
What is Integrity Bank & Trust's mortgage approval rate?
Integrity Bank & Trust approved 98.9% of the 277 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.7 points above the 86.3% national rate for the same mix of loan types.
How often do borrowers take the loan Integrity Bank & Trust offers?
Borrowers accepted 96% of the loans Integrity Bank & Trust approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Integrity Bank & Trust make?
The typical investment property mortgage loan Integrity Bank & Trust made was $245K; across all loan types its typical loan ran from $245K to $835K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Integrity Bank & Trust lend?
Integrity Bank & Trust decided applications in 4 of the states Fat Boy Data covers, most of them in Colorado, Nebraska and Texas.
Can I apply to Integrity Bank & Trust directly?
Yes. Integrity Bank & Trust is a bank or credit union with 6 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Integrity Bank & Trust's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Integrity Bank & Trust treats applications, then get a rate quote from the lender.