Iroquois Federal Savings and Loan Association mortgage approval rate & lending review
Iroquois Federal Savings and Loan Association decided 387 mortgage applications and funded 351 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Iroquois Federal Savings and Loan Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Iroquois Federal Savings and Loan Association at a glance
Approval is 8.1 points above the 84.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 84% | 92 / 109 | 99% | $185K | 91 |
| Investment property purchase | 99% | 202 / 205 | 97% | $125K | 196 |
| Investment refinance | 97% | 36 / 37 | 97% | $125K | 35 |
Iroquois Federal Savings and Loan Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 93% | $125K | 365 | 332 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Iroquois Federal Savings and Loan Association lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Champaign County, IL | Investment property purchase | 98% | 148 | 139 |
| Champaign County, IL | Mortgage lenders | 78% | 60 | 46 |
| Kankakee County, IL | Mortgage lenders | 94% | 31 | 29 |
| Champaign County, IL | Investment refinance | 100% | 24 | 24 |
| Macon County, IL | Investment property purchase | 100% | 23 | 23 |
The county markets where Iroquois Federal Savings and Loan Association made the most loans. Each link opens that market with every lender ranked.
Questions about Iroquois Federal Savings and Loan Association
What is Iroquois Federal Savings and Loan Association's mortgage approval rate?
Iroquois Federal Savings and Loan Association approved 92.8% of the 387 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.1 points above the 84.7% national rate for the same mix of loan types.
How often do borrowers take the loan Iroquois Federal Savings and Loan Association offers?
Borrowers accepted 98% of the loans Iroquois Federal Savings and Loan Association approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Iroquois Federal Savings and Loan Association make?
The typical investment property mortgage loan Iroquois Federal Savings and Loan Association made was $125K; across all loan types its typical loan ran from $125K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Iroquois Federal Savings and Loan Association lend?
Iroquois Federal Savings and Loan Association decided applications in 6 of the states Fat Boy Data covers, most of them in Illinois, Indiana and Florida.
Can I apply to Iroquois Federal Savings and Loan Association directly?
Yes. Iroquois Federal Savings and Loan Association reports as a direct lender that takes applications from borrowers.
Does this page show Iroquois Federal Savings and Loan Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Iroquois Federal Savings and Loan Association treats applications, then get a rate quote from the lender.