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investment property lenders · HMDA 2023–2025

Investment property lenders in Macon County, Illinois

Fat Boy Data analyzed investment property mortgage activity in Macon County, Illinois, home to Decatur, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 529 applications were decided by 85 lenders between 2023 and 2025.

Macon County at a glance

85Active lenders7 with 20+ decisions
95.8%Market approval rate507 of 529 decided
$65KTypical loanmedian lender, $10K brackets
99%Borrower take-up500 loans funded

How Macon County compares

Approval rate compared
Macon County95.8%Illinois88.1%All 616 counties87.5%
Typical loan compared
Macon County$65KIllinois$195KAll 616 counties$255K

What the data shows

First National Bank of Pana made the most investment property mortgages in Macon County, IL, 104 of them.

First National Bank of Pana approved the highest share of applications among lenders with at least 20 decisions here, 100% of 104.

Lenders approved 95.8% of investment property mortgage applications in Macon County, IL, 7.8 percentage points above the Illinois rate of 88.1%.

The typical investment property mortgage here is $65K, 67% smaller than the Illinois typical of $195K.

Approval rate of all 7 lenders with 20+ decisions here
0%25%50%75%100%One lender: 95% approved of 20Hickory Point Bank and Trust: 97% approved of 32Buena Vista National Bank: 98% approved of 47First National Bank of Pana: 100% approved of 104INB, National Association: 100% approved of 44Prairie State Bank and Trust: 100% approved of 28One lender: 100% approved of 23

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Investment property lenders in Macon County

LenderApprovalApprovedTaken upTypical loanLoans made
1First National Bank of Pana100%104 / 104100%$65K104
2Buena Vista National Bank98%46 / 4796%$105K44
3INB, National Association100%44 / 4495%$35K42
4Hickory Point Bank and Trust97%31 / 3297%$65K30
5Prairie State Bank and Trust100%28 / 28100%$95K28

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 80 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest investment property mortgage lenders in Macon County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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