Ivy Mortgage, Inc. mortgage approval rate & lending review
Ivy Mortgage, Inc. decided 305 mortgage applications and funded 295 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ivy Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Ivy Mortgage, Inc. at a glance
Approval is 13.3 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 97% | 157 / 162 | 100% | $475K | 157 |
| Refinance | 96% | 76 / 79 | 100% | $465K | 76 |
| Investment property purchase | 94% | 32 / 34 | 100% | $235K | 32 |
Ivy Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 96% | $505K | 47 | 45 |
| Georgia | 97% | $445K | 37 | 36 |
| Maryland | 100% | $445K | 33 | 33 |
| Texas | 96% | $355K | 28 | 27 |
| New Jersey | 96% | $505K | 24 | 23 |
| Tennessee | 100% | $315K | 21 | 21 |
| Florida | 95% | $435K | 20 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Ivy Mortgage, Inc.
What is Ivy Mortgage, Inc.'s mortgage approval rate?
Ivy Mortgage, Inc. approved 96.7% of the 305 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 13.3 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan Ivy Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Ivy Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ivy Mortgage, Inc. make?
The typical home purchase mortgage loan Ivy Mortgage, Inc. made was $475K; across all loan types its typical loan ran from $235K to $475K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ivy Mortgage, Inc. lend?
Ivy Mortgage, Inc. decided applications in 18 of the states Fat Boy Data covers, most of them in Pennsylvania, Georgia and Maryland.
Can I apply to Ivy Mortgage, Inc. directly?
Yes. Ivy Mortgage, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Ivy Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ivy Mortgage, Inc. treats applications, then get a rate quote from the lender.