Jackson County Bank mortgage approval rate & lending review
Jackson County Bank decided 473 mortgage applications and funded 416 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Jackson County Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Jackson County Bank at a glance
Approval is 8.1 points above the 83.5% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 297 / 314 | 97% | $345K | 289 |
| Cash-out refinance | 82% | 49 / 60 | 98% | $115K | 48 |
| Investment property purchase | 93% | 54 / 58 | 89% | $195K | 48 |
Jackson County Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 92% | $345K | 473 | 416 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Jackson County Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Marion County, IN | Mortgage lenders | 95% | 125 | 116 |
| Monroe County, IN | Mortgage lenders | 93% | 72 | 65 |
| Johnson County, IN | Mortgage lenders | 92% | 51 | 45 |
| Johnson County, IN | Cash-out refinance | 90% | 20 | 17 |
| Monroe County, IN | Investment property purchase | 90% | 20 | 15 |
The county markets where Jackson County Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Jackson County Bank
What is Jackson County Bank's mortgage approval rate?
Jackson County Bank approved 91.5% of the 473 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 8.1 points above the 83.5% national rate for the same mix of loan types.
How often do borrowers take the loan Jackson County Bank offers?
Borrowers accepted 96% of the loans Jackson County Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Jackson County Bank make?
The typical home purchase mortgage loan Jackson County Bank made was $345K; across all loan types its typical loan ran from $115K to $345K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Jackson County Bank lend?
Jackson County Bank decided applications in 1 of the states Fat Boy Data covers, most of them in Indiana.
Can I apply to Jackson County Bank directly?
Yes. Jackson County Bank is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Jackson County Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Jackson County Bank treats applications, then get a rate quote from the lender.