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cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Johnson County, Indiana

Fat Boy Data analyzed cash-out refinance activity in Johnson County, Indiana to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 3,025 applications were decided by 176 lenders between 2023 and 2025.

Johnson County at a glance

176Active lenders34 with 20+ decisions
74.2%Market approval rate2,245 of 3,025 decided
$135KTypical loanmedian lender, $10K brackets
96%Borrower take-up2,156 loans funded

How Johnson County compares

Approval rate compared
Johnson County74.2%Indiana71.0%All 616 counties68.2%
Typical loan compared
Johnson County$135KIndiana$135KAll 616 counties$155K

What the data shows

Rocket Mortgage, LLC made the most cash-out refinances in Johnson County, IN, 378 of them.

Gvc Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 57.

Approval rate of all 34 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 32% approved of 142Mortgage Research Center, LLC: 36% approved of 42Lakeview Loan Servicing, LLC: 39% approved of 28New Day Financial, LLC: 45% approved of 56Carrington Mortgage Services, LLC: 48% approved of 90Mutual of Omaha Mortgage, Inc.: 50% approved of 38Newrez LLC: 64% approved of 122Loandepot.Com, LLC: 71% approved of 76Forum: 72% approved of 25Centra Credit Union: 74% approved of 34Indiana University Credit Union: 74% approved of 46Freedom Mortgage Corporation: 75% approved of 134Everwise Credit Union: 76% approved of 50Fifth Third Bank, National Association: 77% approved of 56United Wholesale Mortgage, LLC: 77% approved of 105Pennymac Loan Services, LLC: 78% approved of 40GoodLeap, LLC: 78% approved of 68First Financial Bank: 79% approved of 136New American Funding, LLC: 79% approved of 24Rocket Mortgage, LLC: 80% approved of 477The Huntington National Bank: 81% approved of 112Elements Financial Federal Credit Union: 82% approved of 55BMO Bank National Association: 84% approved of 79Ruoff Mortgage Company, Inc.: 84% approved of 25Crosscountry Mortgage, LLC: 86% approved of 28Fairway Independent Mortgage Corporation: 86% approved of 22The Federal Savings Bank: 86% approved of 22JPMorgan Chase Bank, National Association: 86% approved of 37Indiana Members Credit Union: 87% approved of 166Nationstar Mortgage LLC: 89% approved of 53Jackson County Bank: 90% approved of 20Crane: 91% approved of 22Union Savings Bank: 93% approved of 27Gvc Mortgage, Inc.: 95% approved of 57

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Cash-out refinance lenders in Johnson County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC80%384 / 47798%$135K378
2Indiana Members Credit Union87%144 / 16694%$105K136
3Amerisave Mortgage Corporation32%46 / 142100%$155K46
4First Financial Bank79%107 / 136100%$125K107
5Freedom Mortgage Corporation75%101 / 13499%$215K100

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 171 more lenders.

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You are seeing the 5 largest cash-out refinance lenders in Johnson County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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