Lender profile · HMDA 2023–2025
Jd Bancshares, Inc. mortgage approval rates & lending data
Jd Bancshares, Inc. decided 391 mortgage applications and funded 303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 54 / 87 | 81% | $65K | 44 |
| Refinance | 80% | 33 / 41 | 88% | $125K | 29 |
| Investment property purchase | 96% | 88 / 92 | 90% | $105K | 79 |
| Investment refinance | 97% | 126 / 130 | 100% | $65K | 126 |
Jd Bancshares, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 85% | $65K | 385 | 298 |
| Florida | 100% | $195K | 5 | 4 |
| Alabama | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.