Jd Bancshares, Inc. mortgage approval rate & lending review
Jd Bancshares, Inc. decided 391 mortgage applications and funded 303 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Jd Bancshares, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Jd Bancshares, Inc. at a glance
Approval is 4.6 points above the 80.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 62% | 54 / 87 | 81% | $65K | 44 |
| Refinance | 80% | 33 / 41 | 88% | $125K | 29 |
| Investment property purchase | 96% | 88 / 92 | 90% | $105K | 79 |
| Investment refinance | 97% | 126 / 130 | 100% | $65K | 126 |
Jd Bancshares, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 85% | $65K | 385 | 298 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Jd Bancshares, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Calcasieu Parish, LA | Investment refinance | 96% | 113 | 109 |
| Calcasieu Parish, LA | Investment property purchase | 94% | 49 | 37 |
| Calcasieu Parish, LA | Mortgage lenders | 62% | 65 | 31 |
| Calcasieu Parish, LA | Refinance | 81% | 37 | 27 |
| Lafayette Parish, LA | Investment property purchase | 96% | 23 | 22 |
The county markets where Jd Bancshares, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Jd Bancshares, Inc.
What is Jd Bancshares, Inc.'s mortgage approval rate?
Jd Bancshares, Inc. approved 84.9% of the 391 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 4.6 points above the 80.3% national rate for the same mix of loan types.
How often do borrowers take the loan Jd Bancshares, Inc. offers?
Borrowers accepted 91% of the loans Jd Bancshares, Inc. approved, against 92% for all investment property refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Jd Bancshares, Inc. make?
The typical investment property refinance loan Jd Bancshares, Inc. made was $65K; across all loan types its typical loan ran from $65K to $125K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Jd Bancshares, Inc. lend?
Jd Bancshares, Inc. decided applications in 3 of the states Fat Boy Data covers, most of them in Louisiana, Florida and Alabama.
Can I apply to Jd Bancshares, Inc. directly?
Yes. Jd Bancshares, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Jd Bancshares, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Jd Bancshares, Inc. treats applications, then get a rate quote from the lender.