Jonestown Bank and Trust Company of Jonestown Pennsylvania mortgage approval rate & lending review
Jonestown Bank and Trust Company of Jonestown Pennsylvania decided 470 mortgage applications and funded 380 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Jonestown Bank and Trust Company of Jonestown Pennsylvania reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Jonestown Bank and Trust Company of Jonestown Pennsylvania at a glance
Approval is 7.4 points above the 78.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 94% | 141 / 150 | 95% | $205K | 134 |
| Home improvement loans | 83% | 50 / 60 | 96% | $55K | 48 |
| Cash-out refinance | 81% | 42 / 52 | 93% | $115K | 39 |
| Refinance | 82% | 28 / 34 | 96% | $85K | 27 |
| Investment property purchase | 92% | 79 / 86 | 92% | $185K | 73 |
| Investment cash-out refinance | 74% | 23 / 31 | 96% | $135K | 22 |
| Investment refinance | 72% | 34 / 47 | 85% | $135K | 29 |
Jonestown Bank and Trust Company of Jonestown Pennsylvania lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 86% | $185K | 469 | 379 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Jonestown Bank and Trust Company of Jonestown Pennsylvania lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lebanon County, PA | Mortgage lenders | 95% | 84 | 77 |
| Lebanon County, PA | Investment property purchase | 95% | 42 | 37 |
| Lebanon County, PA | Home improvement loans | 84% | 38 | 31 |
| Lebanon County, PA | Cash-out refinance | 86% | 35 | 27 |
| Lebanon County, PA | Refinance | 79% | 24 | 18 |
The county markets where Jonestown Bank and Trust Company of Jonestown Pennsylvania made the most loans. Each link opens that market with every lender ranked.
Questions about Jonestown Bank and Trust Company of Jonestown Pennsylvania
What is Jonestown Bank and Trust Company of Jonestown Pennsylvania's mortgage approval rate?
Jonestown Bank and Trust Company of Jonestown Pennsylvania approved 86.2% of the 470 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.4 points above the 78.7% national rate for the same mix of loan types.
How often do borrowers take the loan Jonestown Bank and Trust Company of Jonestown Pennsylvania offers?
Borrowers accepted 94% of the loans Jonestown Bank and Trust Company of Jonestown Pennsylvania approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Jonestown Bank and Trust Company of Jonestown Pennsylvania make?
The typical home purchase mortgage loan Jonestown Bank and Trust Company of Jonestown Pennsylvania made was $205K; across all loan types its typical loan ran from $55K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Jonestown Bank and Trust Company of Jonestown Pennsylvania lend?
Jonestown Bank and Trust Company of Jonestown Pennsylvania decided applications in 2 of the states Fat Boy Data covers, most of them in Pennsylvania and Delaware.
Can I apply to Jonestown Bank and Trust Company of Jonestown Pennsylvania directly?
Yes. Jonestown Bank and Trust Company of Jonestown Pennsylvania is a bank or credit union with 14 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Jonestown Bank and Trust Company of Jonestown Pennsylvania's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Jonestown Bank and Trust Company of Jonestown Pennsylvania treats applications, then get a rate quote from the lender.