Jsb Mortgage Corporation mortgage approval rate & lending review
Jsb Mortgage Corporation decided 716 mortgage applications and funded 710 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Jsb Mortgage Corporation reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to jonesburgstatebank.com.
Jsb Mortgage Corporation at a glance
Approval is 17.3 points above the 82.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 394 / 395 | 99% | $705K | 391 |
| Cash-out refinance | 100% | 76 / 76 | 99% | $855K | 75 |
| Refinance | 100% | 113 / 113 | 100% | $565K | 113 |
| Investment property purchase | 100% | 67 / 67 | 99% | $615K | 66 |
| Investment cash-out refinance | 100% | 47 / 47 | 100% | $635K | 47 |
Jsb Mortgage Corporation lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 100% | $705K | 705 | 699 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Jsb Mortgage Corporation
What is Jsb Mortgage Corporation's mortgage approval rate?
Jsb Mortgage Corporation approved 99.9% of the 716 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 17.3 points above the 82.6% national rate for the same mix of loan types.
How often do borrowers take the loan Jsb Mortgage Corporation offers?
Borrowers accepted 99% of the loans Jsb Mortgage Corporation approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Jsb Mortgage Corporation make?
The typical home purchase mortgage loan Jsb Mortgage Corporation made was $705K; across all loan types its typical loan ran from $565K to $855K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Jsb Mortgage Corporation lend?
Jsb Mortgage Corporation decided applications in 7 of the states Fat Boy Data covers, most of them in California, Indiana and South Carolina.
Can I apply to Jsb Mortgage Corporation directly?
Yes. Jsb Mortgage Corporation reports as a direct lender that takes applications from borrowers. Its website is jonesburgstatebank.com.
Does this page show Jsb Mortgage Corporation's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Jsb Mortgage Corporation treats applications, then get a rate quote from the lender.