Ks Bank, Inc. mortgage approval rate & lending review
Ks Bank, Inc. decided 313 mortgage applications and funded 289 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Ks Bank, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Ks Bank, Inc. at a glance
Approval is 11.5 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 114 / 122 | 96% | $375K | 109 |
| Investment property purchase | 99% | 124 / 125 | 98% | $235K | 122 |
Ks Bank, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 95% | $235K | 311 | 287 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Ks Bank, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Johnston County, NC | Mortgage lenders | 93% | 99 | 90 |
| Johnston County, NC | Investment property purchase | 100% | 71 | 69 |
| Wayne County, NC | Investment property purchase | 96% | 24 | 23 |
The county markets where Ks Bank, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Ks Bank, Inc.
What is Ks Bank, Inc.'s mortgage approval rate?
Ks Bank, Inc. approved 94.9% of the 313 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.5 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan Ks Bank, Inc. offers?
Borrowers accepted 97% of the loans Ks Bank, Inc. approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Ks Bank, Inc. make?
The typical investment property mortgage loan Ks Bank, Inc. made was $235K; across all loan types its typical loan ran from $235K to $375K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Ks Bank, Inc. lend?
Ks Bank, Inc. decided applications in 2 of the states Fat Boy Data covers, most of them in North Carolina and South Carolina.
Can I apply to Ks Bank, Inc. directly?
Yes. Ks Bank, Inc. is a bank or credit union with 11 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Ks Bank, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Ks Bank, Inc. treats applications, then get a rate quote from the lender.