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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Johnston County, North Carolina

Fat Boy Data analyzed home purchase mortgage activity in Johnston County, North Carolina to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 14,235 applications were decided by 418 lenders between 2023 and 2025.

Johnston County at a glance

418Active lenders102 with 20+ decisions
89.5%Market approval rate12,743 of 14,235 decided
$315KTypical loanmedian lender, $10K brackets
97%Borrower take-up12,410 loans funded

How Johnston County compares

Approval rate compared
Johnston County89.5%North Carolina87.6%All 616 counties87.6%
Typical loan compared
Johnston County$315KNorth Carolina$325KAll 616 counties$335K

What the data shows

State Employees' made the most home purchase mortgages in Johnston County, NC, 1,078 of them.

First Heritage Mortgage, LLC approved the highest share of applications among lenders with at least 20 decisions here, 100% of 65.

Approval rate of all 60 lenders with 20+ decisions here
0%25%50%75%100%Credit Human Federal Credit Union: 24% approved of 5521St Mortgage Corporation: 31% approved of 156Vanderbilt Mortgage and Finance, Inc.: 63% approved of 667Lennar Mortgage, LLC: 76% approved of 217USAA Federal Savings Bank: 76% approved of 66Bank of America, National Association: 79% approved of 90Navy Federal Credit Union: 82% approved of 245Dhi Mortgage Company, Ltd.: 85% approved of 294Loandepot.Com, LLC: 85% approved of 109State Employees': 87% approved of 1,258Wells Fargo Bank, National Association: 88% approved of 205COASTAL Federal Credit Union: 88% approved of 138First National Bank of Pennsylvania: 89% approved of 54Pennymac Loan Services, LLC: 89% approved of 101Truist Bank: 90% approved of 341Rocket Mortgage, LLC: 91% approved of 441United Community Bank: 91% approved of 145First-Citizens Bank & Trust Company: 91% approved of 212PNC Bank, National Association: 91% approved of 67New American Funding, LLC: 91% approved of 81Mortgage Research Center, LLC: 92% approved of 303Pulte Mortgage LLC: 92% approved of 173JPMorgan Chase Bank, National Association: 92% approved of 99United Wholesale Mortgage, LLC: 92% approved of 429Mattamy Home Funding, LLC: 93% approved of 122Cmg Mortgage, Inc.: 93% approved of 96Ks Bank, Inc.: 93% approved of 99Freedom Mortgage Corporation: 93% approved of 89TowneBank: 93% approved of 199Velocio Mortgage L.L.C.: 94% approved of 219Acrisure Mortgage, LLC: 94% approved of 106Newrez LLC: 94% approved of 54North State Bank: 95% approved of 186T2 Financial LLC: 95% approved of 57Movement Mortgage, LLC: 95% approved of 794First National Bank of America: 95% approved of 63Towne Mortgage of the Carolinas, LLC: 95% approved of 128GoPrime Mortgage, Inc.: 96% approved of 89Primelending, A Plainscapital Company: 96% approved of 124First Home Mortgage Corporation: 96% approved of 107Prosperity Home Mortgage, LLC: 96% approved of 111The Federal Savings Bank: 96% approved of 56Integrity Home Mortgage Corporation: 96% approved of 57Guaranteed Rate, Inc.: 97% approved of 124Primary Residential Mortgage, Inc.: 97% approved of 66Guild Mortgage Company LLC: 97% approved of 77Alcova Mortgage LLC: 98% approved of 121Zillow Home Loans, LLC: 98% approved of 173Nfm, Inc.: 98% approved of 130Fairway Independent Mortgage Corporation: 98% approved of 636Latino Community Credit Union: 98% approved of 105American Security Mortgage Corp.: 98% approved of 320Equity Resources, Inc.: 98% approved of 59Homespire Mortgage Corporation: 98% approved of 64Intercoastal Mortgage, LLC: 99% approved of 71Cornerstone Capital Bank, Ssb: 99% approved of 312Crosscountry Mortgage, LLC: 99% approved of 220Atlantic Bay Mortgage Group, L.L.C.: 100% approved of 246First Heritage Mortgage, LLC: 100% approved of 65Union Home Mortgage Corp.: 100% approved of 56

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Mortgage lenders in Johnston County

LenderApprovalApprovedTaken upTypical loanLoans made
1State Employees'87%1,098 / 1,25898%$305K1,078
2Movement Mortgage, LLC95%753 / 79486%$335K650
3Vanderbilt Mortgage and Finance, Inc.63%417 / 66796%$335K400
4Fairway Independent Mortgage Corporation98%622 / 636100%$305K620
5Rocket Mortgage, LLC91%400 / 441100%$325K398

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 413 more lenders.

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You are seeing the 5 largest home purchase mortgage lenders in Johnston County. Unlock every lender who decided one of these loans here, what they approved, how much borrowers actually took, and how far the nearest office is.

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Other lending data for Johnston County

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Nearby markets

All lending in Johnston CountyCounty overviewMortgage lenders across North CarolinaStatewideHarnett CountyNearby countyWake CountyNearby county