Lake Forest Bank & Trust Company, National Association mortgage approval rate & lending review
Lake Forest Bank & Trust Company, National Association decided 270 mortgage applications and funded 257 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Lake Forest Bank & Trust Company, National Association reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Lake Forest Bank & Trust Company, National Association at a glance
Approval is 10.9 points above the 84.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 95% | 158 / 166 | 99% | $855K | 157 |
| Refinance | 94% | 34 / 36 | 100% | $935K | 34 |
| Investment property purchase | 95% | 39 / 41 | 100% | $315K | 39 |
Lake Forest Bank & Trust Company, National Association lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Illinois | 96% | $845K | 119 | 114 |
| California | 95% | $1.20M | 61 | 57 |
| Florida | 96% | $1.21M | 45 | 43 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Lake Forest Bank & Trust Company, National Association
What is Lake Forest Bank & Trust Company, National Association's mortgage approval rate?
Lake Forest Bank & Trust Company, National Association approved 95.6% of the 270 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.9 points above the 84.7% national rate for the same mix of loan types.
How often do borrowers take the loan Lake Forest Bank & Trust Company, National Association offers?
Borrowers accepted 100% of the loans Lake Forest Bank & Trust Company, National Association approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Lake Forest Bank & Trust Company, National Association make?
The typical home purchase mortgage loan Lake Forest Bank & Trust Company, National Association made was $855K; across all loan types its typical loan ran from $315K to $935K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Lake Forest Bank & Trust Company, National Association lend?
Lake Forest Bank & Trust Company, National Association decided applications in 17 of the states Fat Boy Data covers, most of them in Illinois, California and Florida.
Can I apply to Lake Forest Bank & Trust Company, National Association directly?
Yes. Lake Forest Bank & Trust Company, National Association is a bank or credit union with 10 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Lake Forest Bank & Trust Company, National Association's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Lake Forest Bank & Trust Company, National Association treats applications, then get a rate quote from the lender.