Latino Community Credit Union mortgage approval rate & lending review
Latino Community Credit Union decided 1,350 mortgage applications and funded 1,194 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Latino Community Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Latino Community Credit Union at a glance
Approval is 6.6 points above the 86.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 1,042 / 1,086 | 96% | $215K | 1,001 |
| Cash-out refinance | 76% | 35 / 46 | 86% | $155K | 30 |
| Refinance | 68% | 39 / 57 | 92% | $195K | 36 |
| Investment property purchase | 88% | 119 / 135 | 94% | $205K | 112 |
Latino Community Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| North Carolina | 93% | $215K | 1,314 | 1,168 |
| South Carolina | 81% | $225K | 31 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Latino Community Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Guilford County, NC | Mortgage lenders | 98% | 145 | 135 |
| Johnston County, NC | Mortgage lenders | 98% | 105 | 100 |
| Forsyth County, NC | Mortgage lenders | 95% | 92 | 83 |
| Durham County, NC | Mortgage lenders | 96% | 69 | 66 |
| Alamance County, NC | Mortgage lenders | 98% | 61 | 55 |
| Gaston County, NC | Mortgage lenders | 98% | 57 | 53 |
| Union County, NC | Mortgage lenders | 98% | 40 | 38 |
| Harnett County, NC | Mortgage lenders | 95% | 37 | 33 |
| Rowan County, NC | Mortgage lenders | 94% | 32 | 28 |
| Davidson County, NC | Mortgage lenders | 100% | 22 | 22 |
| Randolph County, NC | Mortgage lenders | 88% | 25 | 22 |
| Guilford County, NC | Investment property purchase | 88% | 24 | 20 |
The county markets where Latino Community Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Latino Community Credit Union
What is Latino Community Credit Union's mortgage approval rate?
Latino Community Credit Union approved 92.7% of the 1,350 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.6 points above the 86.1% national rate for the same mix of loan types.
How often do borrowers take the loan Latino Community Credit Union offers?
Borrowers accepted 95% of the loans Latino Community Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Latino Community Credit Union make?
The typical home purchase mortgage loan Latino Community Credit Union made was $215K; across all loan types its typical loan ran from $155K to $215K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Latino Community Credit Union lend?
Latino Community Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in North Carolina, South Carolina and Virginia.
Can I apply to Latino Community Credit Union directly?
Yes. Latino Community Credit Union is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Latino Community Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Latino Community Credit Union treats applications, then get a rate quote from the lender.