Lebanon Federal Credit Union mortgage approval rate & lending review
Lebanon Federal Credit Union decided 958 mortgage applications and funded 836 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Lebanon Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Lebanon Federal Credit Union at a glance
Approval is 15.6 points above the 72.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 88% | 165 / 187 | 99% | $175K | 163 |
| Home improvement loans | 86% | 288 / 336 | 100% | $45K | 287 |
| Cash-out refinance | 86% | 163 / 189 | 99% | $85K | 162 |
| Refinance | 89% | 144 / 162 | 99% | $85K | 142 |
| Investment property purchase | 100% | 36 / 36 | 100% | $185K | 36 |
| Investment cash-out refinance | 98% | 40 / 41 | 98% | $175K | 39 |
Lebanon Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Pennsylvania | 88% | $85K | 945 | 823 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Lebanon Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Lebanon County, PA | Home improvement loans | 85% | 300 | 254 |
| Lebanon County, PA | Cash-out refinance | 84% | 159 | 133 |
| Lebanon County, PA | Refinance | 89% | 134 | 117 |
| Lebanon County, PA | Mortgage lenders | 88% | 128 | 111 |
The county markets where Lebanon Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Lebanon Federal Credit Union
What is Lebanon Federal Credit Union's mortgage approval rate?
Lebanon Federal Credit Union approved 88.0% of the 958 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.6 points above the 72.4% national rate for the same mix of loan types.
How often do borrowers take the loan Lebanon Federal Credit Union offers?
Borrowers accepted 99% of the loans Lebanon Federal Credit Union approved, against 93% for all home improvement loan lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Lebanon Federal Credit Union make?
The typical home improvement loan loan Lebanon Federal Credit Union made was $45K; across all loan types its typical loan ran from $45K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Lebanon Federal Credit Union lend?
Lebanon Federal Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Pennsylvania, Maryland and South Carolina.
Can I apply to Lebanon Federal Credit Union directly?
Yes. Lebanon Federal Credit Union is a bank or credit union with 7 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Lebanon Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Lebanon Federal Credit Union treats applications, then get a rate quote from the lender.