Liberty National Bank mortgage approval rate & lending review
Liberty National Bank decided 300 mortgage applications and funded 267 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Liberty National Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Liberty National Bank at a glance
Approval is 11.6 points above the 81.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 83% | 54 / 65 | 91% | $175K | 49 |
| Investment property purchase | 99% | 157 / 159 | 97% | $155K | 153 |
Liberty National Bank lending by state
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Liberty National Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Comanche County, OK | Investment property purchase | 100% | 65 | 63 |
| Comanche County, OK | Mortgage lenders | 79% | 42 | 30 |
| Oklahoma County, OK | Investment property purchase | 96% | 27 | 26 |
| Canadian County, OK | Investment property purchase | 100% | 23 | 22 |
| Cleveland County, OK | Investment property purchase | 95% | 21 | 20 |
The county markets where Liberty National Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Liberty National Bank
What is Liberty National Bank's mortgage approval rate?
Liberty National Bank approved 93.3% of the 300 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.6 points above the 81.8% national rate for the same mix of loan types.
How often do borrowers take the loan Liberty National Bank offers?
Borrowers accepted 95% of the loans Liberty National Bank approved, against 95% for all investment property mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Liberty National Bank make?
The typical investment property mortgage loan Liberty National Bank made was $155K; across all loan types its typical loan ran from $155K to $175K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Liberty National Bank lend?
Liberty National Bank decided applications in 6 of the states Fat Boy Data covers, most of them in Oklahoma, Texas and Florida.
Can I apply to Liberty National Bank directly?
Yes. Liberty National Bank is a bank or credit union with 17 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Liberty National Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Liberty National Bank treats applications, then get a rate quote from the lender.