Lindell Bank & Trust Company mortgage approval rate & lending review
Lindell Bank & Trust Company decided 381 mortgage applications and funded 353 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Lindell Bank & Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Lindell Bank & Trust Company at a glance
Approval is 11.8 points above the 81.6% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 38 / 41 | 97% | $205K | 37 |
| Refinance | 87% | 58 / 67 | 98% | $165K | 57 |
| Investment property purchase | 96% | 126 / 131 | 99% | $175K | 125 |
| Investment refinance | 96% | 129 / 135 | 100% | $175K | 129 |
Lindell Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 94% | $175K | 354 | 330 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Lindell Bank & Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| St. Louis County, MO | Investment refinance | 95% | 55 | 52 |
| St. Louis city, MO | Investment refinance | 95% | 55 | 52 |
| St. Louis County, MO | Investment property purchase | 95% | 41 | 39 |
| St. Louis city, MO | Investment property purchase | 95% | 41 | 39 |
| St. Charles County, MO | Investment property purchase | 100% | 22 | 21 |
| Jefferson County, MO | Refinance | 80% | 25 | 19 |
The county markets where Lindell Bank & Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about Lindell Bank & Trust Company
What is Lindell Bank & Trust Company's mortgage approval rate?
Lindell Bank & Trust Company approved 93.4% of the 381 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 11.8 points above the 81.6% national rate for the same mix of loan types.
How often do borrowers take the loan Lindell Bank & Trust Company offers?
Borrowers accepted 99% of the loans Lindell Bank & Trust Company approved, against 92% for all investment property refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Lindell Bank & Trust Company make?
The typical investment property refinance loan Lindell Bank & Trust Company made was $175K; across all loan types its typical loan ran from $165K to $205K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Lindell Bank & Trust Company lend?
Lindell Bank & Trust Company decided applications in 7 of the states Fat Boy Data covers, most of them in Missouri, Illinois and Florida.
Can I apply to Lindell Bank & Trust Company directly?
Yes. Lindell Bank & Trust Company is a bank or credit union with 15 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Lindell Bank & Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Lindell Bank & Trust Company treats applications, then get a rate quote from the lender.