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investment property refinance lenders · HMDA 2023–2025

Investment property refinance lenders in St. Louis County, Missouri

Fat Boy Data analyzed investment property refinance activity in St. Louis County, Missouri to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 736 applications were decided by 145 lenders between 2023 and 2025.

St. Louis County at a glance

145Active lenders4 with 20+ decisions
79.1%Market approval rate582 of 736 decided
$175KTypical loanmedian lender, $10K brackets
93%Borrower take-up544 loans funded

How St. Louis County compares

Approval rate compared
St. Louis County79.1%Missouri85.7%All 616 counties77.7%
Typical loan compared
St. Louis County$175KMissouri$145KAll 616 counties$235K

What the data shows

Kiavi Funding, Inc. made the most investment property refinances in St. Louis County, MO, 71 of them.

Lindell Bank & Trust Company approved the highest share of applications among lenders with at least 20 decisions here, 95% of 55.

Lenders approved 79.1% of investment property refinance applications in St. Louis County, MO, 6.7 percentage points below the Missouri rate of 85.7%.

The typical investment property refinance here is $175K, 21% larger than the Missouri typical of $145K.

Investment property refinance lenders in St. Louis County

LenderApprovalApprovedTaken upTypical loanLoans made
1Kiavi Funding, Inc.67%76 / 11393%$125K71
2Lindell Bank & Trust Company95%52 / 55100%$175K52
3Carrollton Bank82%27 / 33100%$125K27
4Cv3 Financial Services, LLC92%22 / 24100%$195K22
5United Wholesale Mortgage, LLCBroker only95%18 / 19100%$165K18

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 140 more lenders.

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