Loanleaders of America, Inc. mortgage approval rate & lending review
Loanleaders of America, Inc. decided 384 mortgage applications and funded 368 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Loanleaders of America, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Loanleaders of America, Inc. at a glance
Approval is 23.6 points above the 72.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 79 / 80 | 100% | $335K | 79 |
| Home improvement loans | 100% | 28 / 28 | 100% | $185K | 28 |
| Cash-out refinance | 94% | 219 / 232 | 99% | $265K | 217 |
Loanleaders of America, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 96% | $385K | 73 | 70 |
| Florida | 97% | $255K | 63 | 60 |
| Georgia | 100% | $335K | 51 | 50 |
| Pennsylvania | 89% | $185K | 36 | 32 |
| Texas | 100% | $215K | 30 | 30 |
| New Jersey | 96% | $265K | 25 | 24 |
| North Carolina | 100% | $205K | 24 | 24 |
| Virginia | 90% | $295K | 21 | 19 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Loanleaders of America, Inc.
What is Loanleaders of America, Inc.'s mortgage approval rate?
Loanleaders of America, Inc. approved 96.4% of the 384 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 23.6 points above the 72.7% national rate for the same mix of loan types.
How often do borrowers take the loan Loanleaders of America, Inc. offers?
Borrowers accepted 99% of the loans Loanleaders of America, Inc. approved, against 94% for all cash-out refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Loanleaders of America, Inc. make?
The typical cash-out refinance loan Loanleaders of America, Inc. made was $265K; across all loan types its typical loan ran from $185K to $335K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Loanleaders of America, Inc. lend?
Loanleaders of America, Inc. decided applications in 17 of the states Fat Boy Data covers, most of them in California, Florida and Georgia.
Can I apply to Loanleaders of America, Inc. directly?
Yes. Loanleaders of America, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Loanleaders of America, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Loanleaders of America, Inc. treats applications, then get a rate quote from the lender.