Los Angeles Federal Credit Union mortgage approval rate & lending review
Los Angeles Federal Credit Union decided 392 mortgage applications and funded 322 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Los Angeles Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Los Angeles Federal Credit Union at a glance
Approval is 5.7 points above the 76.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 49 / 51 | 98% | $805K | 48 |
| Refinance | 81% | 222 / 275 | 100% | $105K | 221 |
Los Angeles Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 83% | $105K | 390 | 320 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Los Angeles Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Los Angeles County, CA | Refinance | 81% | 213 | 172 |
The county markets where Los Angeles Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Los Angeles Federal Credit Union
What is Los Angeles Federal Credit Union's mortgage approval rate?
Los Angeles Federal Credit Union approved 82.7% of the 392 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 5.7 points above the 76.9% national rate for the same mix of loan types.
How often do borrowers take the loan Los Angeles Federal Credit Union offers?
Borrowers accepted 99% of the loans Los Angeles Federal Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Los Angeles Federal Credit Union make?
The typical mortgage refinance loan Los Angeles Federal Credit Union made was $105K; across all loan types its typical loan ran from $105K to $805K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Los Angeles Federal Credit Union lend?
Los Angeles Federal Credit Union decided applications in 2 of the states Fat Boy Data covers, most of them in California and Arizona.
Can I apply to Los Angeles Federal Credit Union directly?
Yes. Los Angeles Federal Credit Union is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Los Angeles Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Los Angeles Federal Credit Union treats applications, then get a rate quote from the lender.