Luxury Mortgage Corp. mortgage approval rate & lending review
Luxury Mortgage Corp. decided 2,222 mortgage applications and funded 1,781 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Luxury Mortgage Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to luxurymortgage.com.
Luxury Mortgage Corp. at a glance
Approval is 1.4 points below the 82.8% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 85% | 851 / 1,007 | 99% | $655K | 842 |
| Cash-out refinance | 75% | 163 / 217 | 99% | $965K | 162 |
| Refinance | 77% | 102 / 133 | 95% | $1.10M | 97 |
| Investment property purchase | 83% | 408 / 490 | 99% | $405K | 403 |
| Investment cash-out refinance | 79% | 205 / 260 | 99% | $435K | 202 |
| Investment refinance | 68% | 75 / 110 | 97% | $725K | 73 |
Luxury Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 87% | $1.10M | 692 | 595 |
| Florida | 81% | $545K | 455 | 362 |
| New York | 81% | $865K | 362 | 288 |
| New Jersey | 74% | $595K | 199 | 145 |
| Texas | 74% | $455K | 114 | 83 |
| Pennsylvania | 78% | $215K | 51 | 40 |
| Arizona | 79% | $485K | 48 | 35 |
| Massachusetts | 71% | $615K | 38 | 27 |
| Connecticut | 83% | $335K | 29 | 24 |
| Colorado | 87% | $995K | 23 | 19 |
| Georgia | 74% | $435K | 23 | 17 |
| Washington | 71% | $635K | 21 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Luxury Mortgage Corp.
What is Luxury Mortgage Corp.'s mortgage approval rate?
Luxury Mortgage Corp. approved 81.3% of the 2,222 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 1.4 points below the 82.8% national rate for the same mix of loan types.
How often do borrowers take the loan Luxury Mortgage Corp. offers?
Borrowers accepted 99% of the loans Luxury Mortgage Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Luxury Mortgage Corp. make?
The typical home purchase mortgage loan Luxury Mortgage Corp. made was $655K; across all loan types its typical loan ran from $405K to $1.10M. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Luxury Mortgage Corp. lend?
Luxury Mortgage Corp. decided applications in 37 of the states Fat Boy Data covers, most of them in California, Florida and New York.
Can I apply to Luxury Mortgage Corp. directly?
Yes. Luxury Mortgage Corp. reports as a direct lender that takes applications from borrowers. Its website is luxurymortgage.com.
Does this page show Luxury Mortgage Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Luxury Mortgage Corp. treats applications, then get a rate quote from the lender.