Mabrey Bank mortgage approval rate & lending review
Mabrey Bank decided 313 mortgage applications and funded 261 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mabrey Bank reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mabrey Bank at a glance
Approval is 10.5 points above the 83.4% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 125 / 136 | 87% | $265K | 109 |
| Investment property purchase | 98% | 99 / 101 | 92% | $145K | 91 |
| Investment refinance | 89% | 24 / 27 | 96% | $165K | 23 |
Mabrey Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Oklahoma | 94% | $165K | 280 | 235 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mabrey Bank lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Tulsa County, OK | Mortgage lenders | 92% | 114 | 91 |
| Tulsa County, OK | Investment property purchase | 97% | 59 | 52 |
| Tulsa County, OK | Investment refinance | 95% | 22 | 20 |
The county markets where Mabrey Bank made the most loans. Each link opens that market with every lender ranked.
Questions about Mabrey Bank
What is Mabrey Bank's mortgage approval rate?
Mabrey Bank approved 93.9% of the 313 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.5 points above the 83.4% national rate for the same mix of loan types.
How often do borrowers take the loan Mabrey Bank offers?
Borrowers accepted 89% of the loans Mabrey Bank approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mabrey Bank make?
The typical home purchase mortgage loan Mabrey Bank made was $265K; across all loan types its typical loan ran from $145K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mabrey Bank lend?
Mabrey Bank decided applications in 12 of the states Fat Boy Data covers, most of them in Oklahoma, Texas and Arizona.
Can I apply to Mabrey Bank directly?
Yes. Mabrey Bank is a bank or credit union with 16 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Mabrey Bank's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mabrey Bank treats applications, then get a rate quote from the lender.