Main Street Bank Corp. mortgage approval rate & lending review
Main Street Bank Corp. decided 662 mortgage applications and funded 597 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Main Street Bank Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Main Street Bank Corp. at a glance
Approval is 12.3 points above the 80.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 96% | 271 / 282 | 95% | $265K | 258 |
| Home improvement loans | 89% | 40 / 45 | 98% | $55K | 39 |
| Cash-out refinance | 79% | 37 / 47 | 97% | $175K | 36 |
| Refinance | 90% | 121 / 134 | 98% | $155K | 119 |
| Investment property purchase | 95% | 97 / 102 | 99% | $125K | 96 |
Main Street Bank Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Ohio | 94% | $175K | 647 | 585 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Main Street Bank Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Columbiana County, OH | Mortgage lenders | 94% | 77 | 70 |
| Wayne County, OH | Mortgage lenders | 97% | 75 | 69 |
| Mahoning County, OH | Mortgage lenders | 96% | 53 | 48 |
| Wayne County, OH | Refinance | 94% | 47 | 42 |
| Stark County, OH | Mortgage lenders | 100% | 26 | 26 |
| Mahoning County, OH | Refinance | 95% | 21 | 20 |
| Wayne County, OH | Cash-out refinance | 88% | 24 | 20 |
| Columbiana County, OH | Refinance | 77% | 22 | 17 |
The county markets where Main Street Bank Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Main Street Bank Corp.
What is Main Street Bank Corp.'s mortgage approval rate?
Main Street Bank Corp. approved 93.2% of the 662 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.3 points above the 80.9% national rate for the same mix of loan types.
How often do borrowers take the loan Main Street Bank Corp. offers?
Borrowers accepted 97% of the loans Main Street Bank Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Main Street Bank Corp. make?
The typical home purchase mortgage loan Main Street Bank Corp. made was $265K; across all loan types its typical loan ran from $55K to $265K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Main Street Bank Corp. lend?
Main Street Bank Corp. decided applications in 6 of the states Fat Boy Data covers, most of them in Ohio, Pennsylvania and Florida.
Can I apply to Main Street Bank Corp. directly?
Yes. Main Street Bank Corp. is a bank or credit union with 27 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Main Street Bank Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Main Street Bank Corp. treats applications, then get a rate quote from the lender.