Lender profile · HMDA 2023–2025
Members Cooperative mortgage approval rates & lending data
Members Cooperative decided 540 mortgage applications and funded 459 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 180 / 196 | 98% | $205K | 177 |
| Home improvement loans | 84% | 135 / 160 | 99% | $45K | 134 |
| Refinance | 79% | 86 / 109 | 100% | $85K | 86 |
| Investment property purchase | 97% | 33 / 34 | 97% | $135K | 32 |
Members Cooperative lending by state
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.