Metairie Bank & Trust Company mortgage approval rate & lending review
Metairie Bank & Trust Company decided 306 mortgage applications and funded 251 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Metairie Bank & Trust Company reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Metairie Bank & Trust Company at a glance
Approval is 3.8 points above the 79.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 78% | 71 / 91 | 100% | $205K | 71 |
| Home improvement loans | 73% | 32 / 44 | 100% | $65K | 32 |
| Refinance | 81% | 51 / 63 | 98% | $75K | 50 |
| Investment property purchase | 97% | 61 / 63 | 97% | $255K | 59 |
| Investment refinance | 93% | 27 / 29 | 100% | $195K | 27 |
Metairie Bank & Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Louisiana | 83% | $205K | 303 | 248 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Metairie Bank & Trust Company lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Jefferson Parish, LA | Mortgage lenders | 80% | 45 | 36 |
| Jefferson Parish, LA | Refinance | 78% | 46 | 35 |
| Jefferson Parish, LA | Investment property purchase | 97% | 32 | 29 |
| Orleans Parish, LA | Mortgage lenders | 69% | 29 | 20 |
| Orleans Parish, LA | Investment property purchase | 95% | 21 | 20 |
| Jefferson Parish, LA | Home improvement loans | 68% | 28 | 19 |
The county markets where Metairie Bank & Trust Company made the most loans. Each link opens that market with every lender ranked.
Questions about Metairie Bank & Trust Company
What is Metairie Bank & Trust Company's mortgage approval rate?
Metairie Bank & Trust Company approved 83.0% of the 306 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 3.8 points above the 79.2% national rate for the same mix of loan types.
How often do borrowers take the loan Metairie Bank & Trust Company offers?
Borrowers accepted 99% of the loans Metairie Bank & Trust Company approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Metairie Bank & Trust Company make?
The typical home purchase mortgage loan Metairie Bank & Trust Company made was $205K; across all loan types its typical loan ran from $65K to $255K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Metairie Bank & Trust Company lend?
Metairie Bank & Trust Company decided applications in 3 of the states Fat Boy Data covers, most of them in Louisiana, Mississippi and Tennessee.
Can I apply to Metairie Bank & Trust Company directly?
Yes. Metairie Bank & Trust Company is a bank or credit union with 8 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Metairie Bank & Trust Company's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Metairie Bank & Trust Company treats applications, then get a rate quote from the lender.