Lender profile · HMDA 2023–2025
Metro Bank mortgage approval rates & lending data
Metro Bank decided 272 mortgage applications and funded 246 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 42 / 45 | 98% | $185K | 41 |
| Refinance | 89% | 25 / 28 | 92% | $55K | 23 |
| Investment property purchase | 99% | 90 / 91 | 94% | $185K | 85 |
| Investment refinance | 99% | 81 / 82 | 95% | $95K | 77 |
Metro Bank lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Alabama | 96% | $185K | 265 | 239 |
| Georgia | 100% | $165K | 4 | 4 |
| Florida | 100% | $215K | 3 | 3 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.