Metro Island Mortgage, Inc. mortgage approval rate & lending review
Metro Island Mortgage, Inc. decided 701 mortgage applications and funded 697 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Metro Island Mortgage, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates. For current rates and applications go to metroislandmortgage.com.
Metro Island Mortgage, Inc. at a glance
Approval is 12.7 points above the 86.7% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 100% | 645 / 648 | 100% | $145K | 645 |
Metro Island Mortgage, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Puerto Rico | 99% | $145K | 701 | 697 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Metro Island Mortgage, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| San Juan Municipio, PR | Mortgage lenders | 100% | 197 | 197 |
| Bayamón Municipio, PR | Mortgage lenders | 99% | 161 | 160 |
| Carolina Municipio, PR | Mortgage lenders | 99% | 156 | 154 |
| Caguas Municipio, PR | Mortgage lenders | 100% | 108 | 108 |
| Ponce Municipio, PR | Mortgage lenders | 100% | 26 | 26 |
The county markets where Metro Island Mortgage, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Metro Island Mortgage, Inc.
What is Metro Island Mortgage, Inc.'s mortgage approval rate?
Metro Island Mortgage, Inc. approved 99.4% of the 701 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 12.7 points above the 86.7% national rate for the same mix of loan types.
How often do borrowers take the loan Metro Island Mortgage, Inc. offers?
Borrowers accepted 100% of the loans Metro Island Mortgage, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Metro Island Mortgage, Inc. make?
The typical home purchase mortgage loan Metro Island Mortgage, Inc. made was $145K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Metro Island Mortgage, Inc. lend?
Metro Island Mortgage, Inc. decided applications in 1 of the states Fat Boy Data covers, most of them in Puerto Rico.
Can I apply to Metro Island Mortgage, Inc. directly?
Yes. Metro Island Mortgage, Inc. reports as a direct lender that takes applications from borrowers. Its website is metroislandmortgage.com.
Does this page show Metro Island Mortgage, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Metro Island Mortgage, Inc. treats applications, then get a rate quote from the lender.