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mortgage lenders · HMDA 2023–2025

Mortgage lenders in Ponce Municipio, Puerto Rico

Fat Boy Data analyzed home purchase mortgage activity in Ponce Municipio, Puerto Rico to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,427 applications were decided by 35 lenders between 2023 and 2025.

Ponce Municipio at a glance

35Active lenders10 with 20+ decisions
81.5%Market approval rate1,163 of 1,427 decided
$105KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,109 loans funded

How Ponce Municipio compares

Approval rate compared
Ponce Municipio81.5%Puerto Rico81.0%All 616 counties87.6%
Typical loan compared
Ponce Municipio$105KPuerto Rico$135KAll 616 counties$335K

What the data shows

The Money House, Inc. made the most home purchase mortgages in Ponce Municipio, PR, 280 of them.

That is 25% of every home purchase mortgage originated here, so this market is unusually concentrated in one lender.

Metro Island Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 100% of 26.

The typical home purchase mortgage here is $105K, 22% smaller than the Puerto Rico typical of $135K.

Approval rate of all 10 lenders with 20+ decisions here
0%25%50%75%100%One lender: 65% approved of 26One lender: 66% approved of 135Firstbank Puerto Rico: 72% approved of 138One lender: 76% approved of 34Banco Popular De Puerto Rico: 81% approved of 255First Equity Mortgage Bankers, Inc.: 86% approved of 173One lender: 86% approved of 29Sun West Mortgage Company, Inc.: 86% approved of 170The Money House, Inc.: 88% approved of 319One lender: 100% approved of 26

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Mortgage lenders in Ponce Municipio

LenderApprovalApprovedTaken upTypical loanLoans made
1The Money House, Inc.88%280 / 319100%$105K280
2Banco Popular De Puerto Rico81%206 / 25595%$105K195
3First Equity Mortgage Bankers, Inc.86%148 / 173100%$105K148
4Sun West Mortgage Company, Inc.86%147 / 17076%$85K111
5Firstbank Puerto Rico72%100 / 13898%$105K98

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 30 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest home purchase mortgage lenders in Ponce Municipio. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

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