Mid-Island Mortgage Corp. mortgage approval rate & lending review
Mid-Island Mortgage Corp. decided 1,077 mortgage applications and funded 962 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mid-Island Mortgage Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mid-Island Mortgage Corp. at a glance
Approval is 6.2 points above the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 91% | 681 / 752 | 100% | $485K | 681 |
| Cash-out refinance | 87% | 160 / 184 | 100% | $405K | 160 |
| Refinance | 95% | 55 / 58 | 100% | $445K | 55 |
| Investment property purchase | 84% | 43 / 51 | 100% | $255K | 43 |
Mid-Island Mortgage Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| New York | 89% | $485K | 795 | 710 |
| Massachusetts | 97% | $435K | 94 | 91 |
| Florida | 83% | $225K | 46 | 38 |
| Virginia | 86% | $325K | 29 | 25 |
| New Jersey | 88% | $565K | 24 | 21 |
| Pennsylvania | 100% | $325K | 21 | 21 |
| South Carolina | 71% | $365K | 21 | 15 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mid-Island Mortgage Corp. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Suffolk County, NY | Mortgage lenders | 95% | 221 | 209 |
| Nassau County, NY | Mortgage lenders | 96% | 134 | 129 |
| Suffolk County, NY | Cash-out refinance | 85% | 47 | 40 |
| Nassau County, NY | Cash-out refinance | 87% | 38 | 33 |
The county markets where Mid-Island Mortgage Corp. made the most loans. Each link opens that market with every lender ranked.
Questions about Mid-Island Mortgage Corp.
What is Mid-Island Mortgage Corp.'s mortgage approval rate?
Mid-Island Mortgage Corp. approved 89.3% of the 1,077 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 6.2 points above the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan Mid-Island Mortgage Corp. offers?
Borrowers accepted 100% of the loans Mid-Island Mortgage Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mid-Island Mortgage Corp. make?
The typical home purchase mortgage loan Mid-Island Mortgage Corp. made was $485K; across all loan types its typical loan ran from $255K to $485K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mid-Island Mortgage Corp. lend?
Mid-Island Mortgage Corp. decided applications in 15 of the states Fat Boy Data covers, most of them in New York, Massachusetts and Florida.
Can I apply to Mid-Island Mortgage Corp. directly?
Yes. Mid-Island Mortgage Corp. reports as a direct lender that takes applications from borrowers.
Does this page show Mid-Island Mortgage Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mid-Island Mortgage Corp. treats applications, then get a rate quote from the lender.