Midwest America Federal Credit Union mortgage approval rate & lending review
Midwest America Federal Credit Union decided 1,012 mortgage applications and funded 828 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Midwest America Federal Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Midwest America Federal Credit Union at a glance
Approval is 10.8 points above the 74.9% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 123 / 132 | 94% | $165K | 115 |
| Home improvement loans | 82% | 182 / 223 | 94% | $45K | 171 |
| Cash-out refinance | 83% | 24 / 29 | 100% | $165K | 24 |
| Refinance | 84% | 460 / 546 | 96% | $45K | 440 |
| Investment property purchase | 100% | 47 / 47 | 98% | $185K | 46 |
Midwest America Federal Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Indiana | 86% | $45K | 1,006 | 822 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Midwest America Federal Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Allen County, IN | Refinance | 85% | 539 | 438 |
| Allen County, IN | Home improvement loans | 81% | 221 | 169 |
| Allen County, IN | Mortgage lenders | 93% | 129 | 113 |
| Allen County, IN | Investment property purchase | 100% | 38 | 37 |
| Allen County, IN | Cash-out refinance | 83% | 29 | 24 |
The county markets where Midwest America Federal Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about Midwest America Federal Credit Union
What is Midwest America Federal Credit Union's mortgage approval rate?
Midwest America Federal Credit Union approved 85.8% of the 1,012 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 10.8 points above the 74.9% national rate for the same mix of loan types.
How often do borrowers take the loan Midwest America Federal Credit Union offers?
Borrowers accepted 95% of the loans Midwest America Federal Credit Union approved, against 93% for all mortgage refinance lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Midwest America Federal Credit Union make?
The typical mortgage refinance loan Midwest America Federal Credit Union made was $45K; across all loan types its typical loan ran from $45K to $185K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Midwest America Federal Credit Union lend?
Midwest America Federal Credit Union decided applications in 4 of the states Fat Boy Data covers, most of them in Indiana, Nevada and Florida.
Can I apply to Midwest America Federal Credit Union directly?
Yes. Midwest America Federal Credit Union is a bank or credit union with 19 branches in the FDIC and NCUA registries, and it takes mortgage applications directly.
Does this page show Midwest America Federal Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Midwest America Federal Credit Union treats applications, then get a rate quote from the lender.