Lender profile · HMDA 2023–2025
Midwest Heritage Bank, FSB mortgage approval rates & lending data
Midwest Heritage Bank, FSB decided 364 mortgage applications and funded 321 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 92% | 155 / 168 | 100% | $305K | 155 |
| Home improvement loans | 80% | 51 / 64 | 94% | $45K | 48 |
| Refinance | 85% | 41 / 48 | 100% | $65K | 41 |
| Investment property purchase | 96% | 64 / 67 | 98% | $195K | 63 |
Midwest Heritage Bank, FSB lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 89% | $195K | 253 | 221 |
| Missouri | 91% | $165K | 23 | 21 |
| Nebraska | 89% | $435K | 19 | 17 |
| Kansas | 83% | $495K | 12 | 10 |
| Minnesota | 92% | $305K | 12 | 11 |
| Illinois | 80% | $205K | 10 | 8 |
| Arizona | 86% | $675K | 7 | 6 |
| South Dakota | 100% | $335K | 7 | 7 |
| Wisconsin | 100% | $595K | 7 | 7 |
| Florida | 100% | $435K | 5 | 5 |
| Ohio | 50% | $355K | 2 | 1 |
| Tennessee | 100% | $345K | 2 | 2 |
| Colorado | 100% | $335K | 1 | 1 |
| Nevada | 100% | $1.04M | 1 | 1 |
| New York | 100% | $205K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.