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refinance lenders · HMDA 2023–2025

Refinance lenders in Polk County, Iowa

Fat Boy Data analyzed mortgage refinance activity in Polk County, Iowa to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 4,312 applications were decided by 194 lenders between 2023 and 2025.

Polk County at a glance

194Active lenders41 with 20+ decisions
83.8%Market approval rate3,614 of 4,312 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up3,421 loans funded

How Polk County compares

Approval rate compared
Polk County83.8%Iowa85.1%All 616 counties76.5%
Typical loan compared
Polk County$155KIowa$105KAll 616 counties$295K

What the data shows

Veridian Credit Union made the most mortgage refinances in Polk County, IA, 523 of them.

Luana Savings Bank approved the highest share of applications among lenders with at least 20 decisions here, 97% of 152.

The typical mortgage refinance here is $155K, 48% larger than the Iowa typical of $105K.

Approval rate of all 41 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 15% approved of 27Lakeview Loan Servicing, LLC: 45% approved of 33Marine Credit Union: 48% approved of 42Wells Fargo Bank, National Association: 54% approved of 41Collins Community Credit Union: 55% approved of 42Newrez LLC: 59% approved of 49Mortgage Research Center, LLC: 67% approved of 60Community State Bank: 67% approved of 33Greater Iowa Credit Union: 69% approved of 77Mutual of Omaha Mortgage, Inc.: 72% approved of 29Royal United Mortgage LLC: 76% approved of 38Rocket Mortgage, LLC: 78% approved of 147Bank of America, National Association: 80% approved of 40Community 1St Credit Union: 81% approved of 26Empeople Credit Union: 83% approved of 64U.S. Bank National Association: 83% approved of 117Pennymac Loan Services, LLC: 84% approved of 62United Wholesale Mortgage, LLC: 86% approved of 174Visionbank of Iowa: 86% approved of 21Community Choice Credit Union: 86% approved of 164Bankers Trust Company: 86% approved of 140Homeservices Lending, LLC: 88% approved of 41Lower, LLC: 88% approved of 25New American Funding, LLC: 88% approved of 34GREENSTATE Credit Union: 88% approved of 606Central Bank: 89% approved of 35Guaranteed Rate, Inc.: 89% approved of 44Bank Iowa: 89% approved of 27Endeavor Capital, LLC.: 89% approved of 27Iowa Bankers Mortgage Corporation: 89% approved of 56Barrington Bank & Trust Company, National Association: 90% approved of 39Journey Credit Union: 90% approved of 50Financial Plus Credit Union: 90% approved of 20Veridian Credit Union: 91% approved of 582Village Capital & Investment LLC: 92% approved of 50Guild Mortgage Company LLC: 93% approved of 27Northwest Bank: 94% approved of 118Midwest Heritage Bank, FSB: 96% approved of 25Freedom Mortgage Corporation: 97% approved of 98Fidelity Bank: 97% approved of 33Luana Savings Bank: 97% approved of 152

Each dot is one lender, placed at its approval rate. Hover for the name and sample size.

Refinance lenders in Polk County

LenderApprovalApprovedTaken upTypical loanLoans made
1GREENSTATE Credit Union88%536 / 60695%$155K509
2Veridian Credit Union91%532 / 58298%$85K523
3United Wholesale Mortgage, LLCBroker only86%149 / 17491%$305K136
4Community Choice Credit Union86%141 / 16499%$145K140
5Luana Savings Bank97%148 / 152100%$265K148

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals the borrower accepted. Lenders with fewer than 20 decisions are marked as a limited sample and are never used for a “highest approval” claim. How these numbers are built.

Fat Boy found 189 more lenders.

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Other lending data for Polk County

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Nearby markets

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