MISSOURI Credit Union mortgage approval rate & lending review
MISSOURI Credit Union decided 271 mortgage applications and funded 254 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions MISSOURI Credit Union reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
MISSOURI Credit Union at a glance
Approval is 9.4 points above the 84.3% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 183 / 185 | 100% | $245K | 183 |
| Cash-out refinance | 69% | 22 / 32 | 100% | $185K | 22 |
| Investment property purchase | 100% | 31 / 31 | 100% | $145K | 31 |
MISSOURI Credit Union lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Missouri | 94% | $245K | 271 | 254 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where MISSOURI Credit Union lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Boone County, MO | Mortgage lenders | 99% | 157 | 155 |
| Boone County, MO | Investment property purchase | 100% | 30 | 30 |
| Boone County, MO | Cash-out refinance | 67% | 30 | 20 |
The county markets where MISSOURI Credit Union made the most loans. Each link opens that market with every lender ranked.
Questions about MISSOURI Credit Union
What is MISSOURI Credit Union's mortgage approval rate?
MISSOURI Credit Union approved 93.7% of the 271 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 9.4 points above the 84.3% national rate for the same mix of loan types.
How often do borrowers take the loan MISSOURI Credit Union offers?
Borrowers accepted 100% of the loans MISSOURI Credit Union approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does MISSOURI Credit Union make?
The typical home purchase mortgage loan MISSOURI Credit Union made was $245K; across all loan types its typical loan ran from $145K to $245K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does MISSOURI Credit Union lend?
MISSOURI Credit Union decided applications in 1 of the states Fat Boy Data covers, most of them in Missouri.
Can I apply to MISSOURI Credit Union directly?
Yes. MISSOURI Credit Union reports as a direct lender that takes applications from borrowers.
Does this page show MISSOURI Credit Union's interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how MISSOURI Credit Union treats applications, then get a rate quote from the lender.