Home›Missouri›Boone County›Cash-out refinance
cash-out refinance lenders · HMDA 2023–2025

Cash-out refinance lenders in Boone County, Missouri

Fat Boy Data analyzed cash-out refinance activity in Boone County, Missouri, home to Columbia, to show which lenders are making these loans, how often they approve, how often borrowers accept the offer, and how much they typically finance. 1,445 applications were decided by 119 lenders between 2023 and 2025.

Boone County at a glance

119Active lenders17 with 20+ decisions
74.1%Market approval rate1,071 of 1,445 decided
$155KTypical loanmedian lender, $10K brackets
95%Borrower take-up1,017 loans funded

How Boone County compares

Approval rate compared
Boone County74.1%Missouri70.6%All 616 counties68.2%
Typical loan compared
Boone County$155KMissouri$155KAll 616 counties$155K

What the data shows

The Central Trust Bank made the most cash-out refinances in Boone County, MO, 211 of them.

Flat Branch Mortgage, Inc. approved the highest share of applications among lenders with at least 20 decisions here, 95% of 40.

Approval rate of all 17 lenders with 20+ decisions here
0%25%50%75%100%Amerisave Mortgage Corporation: 29% approved of 97One lender: 41% approved of 22Mortgage Research Center, LLC: 52% approved of 54One lender: 54% approved of 28One lender: 63% approved of 30One lender: 65% approved of 20One lender: 67% approved of 30One lender: 67% approved of 27One lender: 70% approved of 40One lender: 71% approved of 28One lender: 75% approved of 36Rocket Mortgage, LLC: 83% approved of 235One lender: 83% approved of 30One lender: 86% approved of 21Multipli Federal Credit Union: 91% approved of 141The Central Trust Bank: 92% approved of 231One lender: 95% approved of 40

Each dot is one lender, placed at its approval rate. Hover for the sample size; the 5 largest lenders are named, the rest are behind the unlock.

Cash-out refinance lenders in Boone County

LenderApprovalApprovedTaken upTypical loanLoans made
1Rocket Mortgage, LLC83%195 / 23597%$155K189
2The Central Trust Bank92%212 / 231100%$85K211
3Multipli Federal Credit Union91%129 / 14184%$125K108
4Amerisave Mortgage Corporation29%28 / 9796%$65K27
5Mortgage Research Center, LLC52%28 / 5496%$225K27

Ranked by lending volume. Approval is the share of decided applications a lender approved; taken up is the share of approvals borrowers accepted. Lenders with fewer than 20 decisions are marked as a limited sample and never used for a “highest approval” claim.How the numbers work.

Fat Boy found 114 more lenders.

One email unlocks every lender Fat Boy found.

You are seeing the 5 largest cash-out refinance lenders in Boone County. Unlock the full market: every lender that decided one of these loans here, what they approved, how much borrowers took, and how close the nearest office is.

  • Every lender in the market
  • Approval rate and borrower take-up
  • Typical loan size and range
  • Nearest office and distance
  • Branch count and application options
  • How easy each lender is to reach

We email you the unlock link plus occasional updates on this market. We may also share your interest with mortgage providers so they can contact you.See how we use your data. Unsubscribe any time.

Also active in Boone County

Other lending data for Boone County

Nearby markets