Mk Lending Corp. mortgage approval rate & lending review
Mk Lending Corp. decided 1,435 mortgage applications and funded 1,415 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mk Lending Corp. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mk Lending Corp. at a glance
Approval is 15.6 points above the 83.1% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 98% | 815 / 828 | 100% | $625K | 815 |
| Cash-out refinance | 98% | 193 / 196 | 99% | $425K | 192 |
| Refinance | 100% | 87 / 87 | 100% | $645K | 87 |
| Investment property purchase | 100% | 202 / 203 | 100% | $545K | 201 |
| Investment cash-out refinance | 100% | 98 / 98 | 100% | $585K | 98 |
Mk Lending Corp. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 99% | $625K | 1,228 | 1,215 |
| Virginia | 96% | $535K | 50 | 48 |
| Texas | 95% | $335K | 44 | 42 |
| Arizona | 100% | $495K | 33 | 33 |
| Georgia | 96% | $335K | 27 | 26 |
| Maryland | 100% | $435K | 25 | 25 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Questions about Mk Lending Corp.
What is Mk Lending Corp.'s mortgage approval rate?
Mk Lending Corp. approved 98.7% of the 1,435 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 15.6 points above the 83.1% national rate for the same mix of loan types.
How often do borrowers take the loan Mk Lending Corp. offers?
Borrowers accepted 100% of the loans Mk Lending Corp. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mk Lending Corp. make?
The typical home purchase mortgage loan Mk Lending Corp. made was $625K; across all loan types its typical loan ran from $425K to $645K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mk Lending Corp. lend?
Mk Lending Corp. decided applications in 10 of the states Fat Boy Data covers, most of them in California, Virginia and Texas.
Can I apply to Mk Lending Corp. directly?
Yes. Mk Lending Corp. reports as a direct lender that takes applications from borrowers.
Does this page show Mk Lending Corp.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mk Lending Corp. treats applications, then get a rate quote from the lender.