Lender profile · HMDA 2023–2025
Mount Vernon Bank and Trust Company mortgage approval rates & lending data
Mount Vernon Bank and Trust Company decided 292 mortgage applications and funded 284 loans across the 616 counties Fat Boy Data covers, 2023–2025.
Approval by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 99% | 114 / 115 | 97% | $205K | 111 |
| Home improvement loans | 98% | 43 / 44 | 100% | $25K | 43 |
| Refinance | 100% | 64 / 64 | 97% | $175K | 62 |
| Investment property purchase | 100% | 48 / 48 | 98% | $125K | 47 |
Mount Vernon Bank and Trust Company lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| Iowa | 99% | $175K | 289 | 281 |
| Minnesota | 100% | $295K | 2 | 2 |
| Nebraska | 100% | $165K | 1 | 1 |
Covers the 616 counties in the Fat Boy Data footprint, which is 79.6% of the US population — not every county in each state. Methodology.