Mountain West Financial, Inc. mortgage approval rate & lending review
Mountain West Financial, Inc. decided 922 mortgage applications and funded 754 loans across the 616 counties Fat Boy Data covers, 2023–2025.
These are the decisions Mountain West Financial, Inc. reported under the Home Mortgage Disclosure Act, not its advertised interest rates.
Mountain West Financial, Inc. at a glance
Approval is 7.7 points above the 85.2% national rate for the same mix of loan types.
Approval rates by loan type
| Loan type | Approval | Approved | Taken up | Typical loan | Loans made |
|---|---|---|---|---|---|
| Mortgage lenders | 93% | 701 / 751 | 88% | $385K | 618 |
| Cash-out refinance | 93% | 78 / 84 | 86% | $255K | 67 |
| Investment property purchase | 92% | 37 / 40 | 86% | $255K | 32 |
Mountain West Financial, Inc. lending by state
| State | Approval | Typical loan | Decided | Loans made |
|---|---|---|---|---|
| California | 94% | $385K | 659 | 541 |
| Arizona | 91% | $255K | 76 | 62 |
| Colorado | 94% | $425K | 51 | 42 |
| Texas | 95% | $195K | 42 | 34 |
| Oregon | 93% | $345K | 29 | 23 |
| Washington | 83% | $395K | 29 | 22 |
| Nevada | 86% | $235K | 28 | 23 |
Fat Boy Data covers 616 counties, 79.6% of the US population, not every county in every state. States with fewer than 20 decisions are not listed.Methodology.
Where Mountain West Financial, Inc. lends most
| County | Loan type | Approval | Decided | Loans made |
|---|---|---|---|---|
| Santa Cruz County, CA | Mortgage lenders | 97% | 31 | 28 |
| Mohave County, AZ | Mortgage lenders | 86% | 29 | 24 |
The county markets where Mountain West Financial, Inc. made the most loans. Each link opens that market with every lender ranked.
Questions about Mountain West Financial, Inc.
What is Mountain West Financial, Inc.'s mortgage approval rate?
Mountain West Financial, Inc. approved 93.0% of the 922 mortgage applications it decided across the 616 counties Fat Boy Data covers, 2023–2025, 7.7 points above the 85.2% national rate for the same mix of loan types.
How often do borrowers take the loan Mountain West Financial, Inc. offers?
Borrowers accepted 88% of the loans Mountain West Financial, Inc. approved, against 96% for all home purchase mortgage lenders nationally. A low take-up usually means the approved terms were not competitive.
What size loans does Mountain West Financial, Inc. make?
The typical home purchase mortgage loan Mountain West Financial, Inc. made was $385K; across all loan types its typical loan ran from $255K to $385K. HMDA reports amounts in $10,000 brackets, so these are midpoints.
Where does Mountain West Financial, Inc. lend?
Mountain West Financial, Inc. decided applications in 12 of the states Fat Boy Data covers, most of them in California, Arizona and Colorado.
Can I apply to Mountain West Financial, Inc. directly?
Yes. Mountain West Financial, Inc. reports as a direct lender that takes applications from borrowers.
Does this page show Mountain West Financial, Inc.'s interest rates?
No. HMDA filings record who applied, who was approved and how much was borrowed, not the rate offered. Use the approval rate and take-up here to judge how Mountain West Financial, Inc. treats applications, then get a rate quote from the lender.